Tim Szumigala
VP of Lending
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NMLS ID# 344571
Contact
Tampa, FL
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Tim
With over 21 years of experience in the mortgage industry, I’ve had the privilege of helping clients from all walks of life achieve their homeownership dreams - from first-time buyers to those in multimillion-dollar properties. As a Branch Manager and multiple-time President’s Club honoree, I bring both leadership and proven results to every transaction. I specialize in creative financing strategies, including debt reduction solutions and asset depletion loans, tailoring each approach to meet my client’s unique needs. Outside the office, I’m an avid outdoorsman and sports enthusiast. Whether I’m hiking, at the gym, fishing, or coaching high school softball, I bring the same dedication and passion I have for my work into everything I do. I’m also a proud husband to a devoted school teacher and a father to a courageous daughter currently serving in the Air Force while attending college. At the heart of it all, I believe this business isn’t just about mortgage - it’s about people. And I’m here to serve.
I am licensed in: FL, GA, MI, MN, TN, WY, ID, VA
Tim is very patient and understanding.
Nathan P.
Verified Customer
September 11, 2026
Tim answered several questions for us and kept us apprised of necessary information that was needed in the fast moving closing
Deborah P.
Verified Customer
September 8, 2026
Tim and his team made it great!
Marie G.
Verified Customer
September 3, 2026
Mostly, his interest in doing his very best for me. It was altogether a most wonderful experience.
Alice S.
Verified Customer
August 21, 2026
Great communication, simple step by step guidance through the process, and most of all, integrity. What was discussed, is exactly what happened, no changes, no surprises.
Robert G.
Verified Customer
August 21, 2026
I felt that you wanted to help me.
Roger G.
Verified Customer
August 18, 2026
Tim was wonderful and we appreciate all his efforts!!!
Carlli C.
Verified Customer
August 11, 2026
We had a great experience with our mortgage lender. Communication was excellent from start to finish, and they kept us on track throughout the entire process. Everything was explained in a way that was easy to understand, so we always knew what was happening and what to expect next. The process felt organized, smooth, and much less stressful because of their guidance. I would definitely recommend them to anyone looking for a knowledgeable and responsive mortgage lender.
Amy D.
Verified Customer
August 3, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.