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Rick

Rick Fantucci

Branch Sales Manager

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NMLS ID# 147852

Contact
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Rick

With over 28 years of experience and thousands of clients served, I specialize in helping homebuyers, investors, and high-net-worth clients navigate the mortgage process with clarity and confidence. As a Branch Sales Manager with Team Acopia powered by Lower Mortgage, I lead with a client-first, strategy-driven approach that ensures every borrower receives expert guidance and tailored solutions. Based in the Metro Atlanta area, I have deep expertise across North Atlanta’s most sought-after markets, including Alpharetta, Milton, Johns Creek, Roswell, Sandy Springs, Buckhead, and surrounding communities. I work with a wide range of clients—from first-time homebuyers to seasoned investors—and bring particular strength in structuring financing for self-employed borrowers. Whether through traditional income analysis or alternative solutions such as bank statement, 1099, or P&L programs, I help clients find the path to approval when others cannot. My business is built on long-term relationships, referrals, and delivering a consistently high-level client experience. Every mortgage strategy begins with a thorough consultation, because no two clients—or financial situations—are the same. Simply put, it starts with a conversation—and a strategy designed to get you to the closing table.

I am licensed in: GA

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

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