About Rick
With over 28 years of experience and thousands of clients served, I specialize in helping homebuyers, investors, and high-net-worth clients navigate the mortgage process with clarity and confidence. As a Branch Sales Manager with Team Acopia powered by Lower Mortgage, I lead with a client-first, strategy-driven approach that ensures every borrower receives expert guidance and tailored solutions. Based in the Metro Atlanta area, I have deep expertise across North Atlanta’s most sought-after markets, including Alpharetta, Milton, Johns Creek, Roswell, Sandy Springs, Buckhead, and surrounding communities. I work with a wide range of clients—from first-time homebuyers to seasoned investors—and bring particular strength in structuring financing for self-employed borrowers. Whether through traditional income analysis or alternative solutions such as bank statement, 1099, or P&L programs, I help clients find the path to approval when others cannot. My business is built on long-term relationships, referrals, and delivering a consistently high-level client experience. Every mortgage strategy begins with a thorough consultation, because no two clients—or financial situations—are the same. Simply put, it starts with a conversation—and a strategy designed to get you to the closing table.
I am licensed in: GA