Rick Fantucci
Branch Sales Manager
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NMLS ID# 147852
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Rick
With over 28 years of experience and thousands of clients served, I specialize in helping homebuyers, investors, and high-net-worth clients navigate the mortgage process with clarity and confidence. As a Branch Sales Manager with Team Acopia powered by Lower Mortgage, I lead with a client-first, strategy-driven approach that ensures every borrower receives expert guidance and tailored solutions. Based in the Metro Atlanta area, I have deep expertise across North Atlanta’s most sought-after markets, including Alpharetta, Milton, Johns Creek, Roswell, Sandy Springs, Buckhead, and surrounding communities. I work with a wide range of clients—from first-time homebuyers to seasoned investors—and bring particular strength in structuring financing for self-employed borrowers. Whether through traditional income analysis or alternative solutions such as bank statement, 1099, or P&L programs, I help clients find the path to approval when others cannot. My business is built on long-term relationships, referrals, and delivering a consistently high-level client experience. Every mortgage strategy begins with a thorough consultation, because no two clients—or financial situations—are the same. Simply put, it starts with a conversation—and a strategy designed to get you to the closing table.
I am licensed in: GA
Rick was awesome to work with and explained everything really well!
Hunter B.
Verified Customer
August 4, 2026
Rick has helped us so much throughout the home buyer process. He is knowledgeable and helpful with various options. I would definitely recommend using his services if you are in the market for buying or refinancing!
Ronald D.
Verified Customer
July 31, 2026
We had a great experience purchasing our new home with Lower Mortgage. Not only did they help us get the best loan rate, we felt like the process was so easy. We worked with Rick Fantucci, and would recommend anyone we know reach out to him to purchase their next property.
Amanda D.
Verified Customer
July 28, 2026
Just the whole process in general
Jayshon M.
Verified Customer
July 10, 2026
Rick and Tina were very responsive, thourough, and accomodating to any questions I had throughout tyhe whole closing process.
Gregory E.
Verified Customer
June 29, 2026
Rick makes the loan process so easy. He is very communicative and positive in every interaction. This is our second time using Rick for a mortgage and he is great!
Robin T.
Verified Customer
June 19, 2026
Great communication, flexible, easy to work
Elzavon M.
Verified Customer
June 7, 2026
Tina and Rick were both very knowledgeable and helpful to me on my refinance journey. I felt very comfortable working with them and anytime I had questions, they were quick to answer. I would definitely refer them to my friends and family or anyone who is looking to buy or refinance their home.
Tracy M.
Verified Customer
May 27, 2026
Everything was perfect from the beginning with Tina to continuinhg with Loretta. The entire experience was amazing. Everything was clear and timely and I was able to close on my dream home a little early! Thank you so much!
Chrissy W.
Verified Customer
May 25, 2026
How much house
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Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
