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Terri

Terri Cagle

Loan Advisor

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NMLS ID# 207639

Contact
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Terri

Terri Cagle is a licensed Loan Originator with Acopia Home Loans. She has 30 years of experience in the finance and mortgage lending industry, and 12 years with Acopia Home Loans. Terri specializes in working with first time homebuyers and down payment assistance programs and is well educated in all available mortgage products to ensure her customers receive the best loan program to meet their needs. Through Lower Mortgage, Terri can offer lending in all Counties of Georgia. Terri, born and raised in Georgia, makes her home in Jasper GA with her husband of 36 years and her son Matthew 22. She enjoys hiking and biking with her family. Awards & Honors 2015 – Top Producer Silver Award Winner 2015 & 2022- Loan Officer of year 2019, 2020, 2021, 2022, 2023, 2024, 2025 Circle of Excellence Winner Available Products Purchase/Refinance Conventional/FHA/VA/USDA Georgia Dream Down Payment Assistance 100% FHA Home Ready & Home Possible Jumbo Non-QM programs

I am licensed in: GA

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.


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