Terri Cagle
Loan Advisor
|
NMLS ID# 207639
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Terri
Terri Cagle is a licensed Loan Originator with Acopia Home Loans. She has 30 years of experience in the finance and mortgage lending industry, and 12 years with Acopia Home Loans. Terri specializes in working with first time homebuyers and down payment assistance programs and is well educated in all available mortgage products to ensure her customers receive the best loan program to meet their needs. Through Lower Mortgage, Terri can offer lending in all Counties of Georgia. Terri, born and raised in Georgia, makes her home in Jasper GA with her husband of 36 years and her son Matthew 22. She enjoys hiking and biking with her family. Awards & Honors 2015 – Top Producer Silver Award Winner 2015 & 2022- Loan Officer of year 2019, 2020, 2021, 2022, 2023, 2024, 2025 Circle of Excellence Winner Available Products Purchase/Refinance Conventional/FHA/VA/USDA Georgia Dream Down Payment Assistance 100% FHA Home Ready & Home Possible Jumbo Non-QM programs
I am licensed in: GA
Terri was kind, quick to respond, and communicated well.
Kayeeshia B.
Verified Customer
July 8, 2026
If you are looking to buy a house, Terri Cagle should be you're 1st call. She will guide you through the home buying process with her knowledge with ease. I highly recommend Terri Cagle, don't settle for a local business that tries to make all their money off one transaction, go with this professional woman that cares about her profession and her customers. She is amazing and made my home buying experience exceptional.
Jesse B.
Verified Customer
July 6, 2026
Terri made this home buying process very easy. She didn't treat me like a sale, she treated me like family and that matters to people. She was very accessable, knowledgeable, and seemed to really care about her profession. She was recommended my friends and I will definitely pay that forward. Terri is a people person and it shows. There are still good people in this world and Terri Cagle is one of them. Thanks for everything!
Jesse B.
Verified Customer
July 6, 2026
Mrs.terri was always there to let me know what was going on and kept me up with the things I needed to finish my loan application she was very friendly .I thank you soo much for helping me out inthe procecess of it all.
Jazzie R.
Verified Customer
June 28, 2026
Everything about the experience was great.
Andre L.
Verified Customer
June 28, 2026
Terri was very knowledgeable, had great service and great communication. She was also very pleasant
Adrienne L.
Verified Customer
June 26, 2026
Terri C.
Verified Customer
June 23, 2026
she walk me through it . She was there for me on stuff I didn't understand she made sure i understood
Tronel B.
Verified Customer
June 22, 2026
Terri is very knowledgelable, courteous, and easy to work with. I would recommend her to everyone that I know look to purchase or re-finance a home.
Terry C.
Verified Customer
June 15, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
