Lynnley B. rated Tim Summers 5.0 stars: Tim was a very plesant guy to work with! He made everything very easy! Would recommend him to anyone! Nathan S. rated Tim Summers 5.0 stars: very informative, responsive, and respectful highly recommend Joseph M. rated Tim Summers 5.0 stars: Tim Summers was incredibly knowledgeable throughout the entire loan process and made us feel comfortable every step of the way. As first-time homebuyers, we had a lot to learn about home loans, and Tim took the time to patiently explain everything and answer all of our questions. His expertise and willingness to educate us gave us confidence during what could have been an overwhelming experience. As busy working professionals with a family, we also really appreciated how much of the process could be completed online. It made everything far more convenient and allowed us to keep moving forward without disrupting our work and family responsibilities. The entire Lower team was outstanding as well. Their support staff was responsive, organized, and easy to work with, and thanks to everyone’s efforts, we were able to close on our home ahead of schedule. We couldn’t have asked for a better experience. Marshall B. rated Tim Summers 5.0 stars: The transaction was very smooth. Made it just as simple and easy as possible. Fit with my schedule so well.And I greatly appreciate all that they've done. Shawn F. rated Tim Summers 4.83 stars: Tim kept the loan application moving foward when issues presented themselves. Also offered great advice. Wendy S. rated Tim Summers 5.0 stars: Tim & his team went above and beyond. They jumped over hurdles that were tossed my way to get me to the finish line. Wonder group to work with!!! Derek M. rated Tim Summers 4.66 stars: The whole experience was great Stephanie B. rated Tim Summers 5.0 stars: Every step of the process was very easy John B. rated Tim Summers 4.83 stars: tim summers James D. rated Tim Summers 5.0 stars: The service was great on a timmy did great