Valeria Knowles
Loan Advisor
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NMLS ID# 1784314
Contact
232 Market Street
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Valeria
Valeria Knowles is a Loan Advisor based in Flowood, Mississippi, working with Team ACOPIA to help homebuyers and homeowners navigate the mortgage process with confidence. She supports clients through a variety of financing needs, helping them understand loan options and guiding them from application through closing. Valeria focuses on clear communication, responsiveness, and providing a smooth, straightforward lending experience tailored to each borrower’s goals. Her approach emphasizes client support, education, and helping ensure every step of the mortgage process feels simple and well-managed.
I am licensed in: TX, FL
patience, kindnes responsibility.
Liana R.
Verified Customer
July 3, 2026
The whole process was GREAT!
Leonela G.
Verified Customer
June 27, 2026
Great person with amazing personality will defenitly recommend
Milvia T.
Verified Customer
June 22, 2026
As a first time buyer Valeria made the whole process smooth for me! She constantly checked in and made sure I never felt like I had unanswered questions or doubts. I would definitely recommend her to anyone whether they're first time buyers or not. :)
Adriana E.
Verified Customer
June 8, 2026
I literally had the best lender in the world right along with the best realtor. Working alongside the both of them , made this journey a walk in the park ! If i had to do it again I'd choose Lower Mortage (Valerie Knowles ) and realtor (Kayla Waggoner) again . Thank you for this journey and funding me and my family with opportunity of a lifetime. Im thankful.
Shalindra P.
Verified Customer
April 28, 2026
She kept a close eye on the entire process, shared all the information in a timely manner, and explained every step of the process to me in detail to make sure I understood the information
Katherine O.
Verified Customer
April 21, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
