George DeMare
Regional Manager
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NMLS ID# 16345
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About George
With more than 30 years of experience in the mortgage industry, I genuinely love helping people achieve their homeownership goals. Whether you’re buying your first home, upgrading to a larger home, downsizing, purchasing a second home or vacation property, investing in rental real estate, or refinancing to lower your interest rate or access your home’s equity, every loan presents a unique opportunity to make a difference. There is nothing more rewarding than delivering the words every borrower wants to hear: “You’re Clear to Close!” One of the many reasons I chose to partner with Lower Mortgage is the flexibility we have to find the right financing solution for almost every borrower. Whether you’re paid hourly, earn a salary, are self-employed, or have income that doesn’t fit traditional lending guidelines, we offer a wide range of mortgage options designed to meet your unique situation. In addition to conventional financing, we provide alternative loan programs that may qualify you using bank statements, assets, 1099 income, or even a profit and loss statement—giving more borrowers the opportunity to achieve their goals. No matter where you are in your homeownership journey or what type of property you’re looking to finance, I’m committed to making the mortgage process as smooth and stress-free as possible. I would be honored to earn your trust, answer your questions, and create a customized mortgage plan tailored to your needs—today and for years to come.
I am licensed in: NC, OK, FL, MO, TX
Learn About Lower Reverse Mortgages
If you're age 55 or older, your home equity can be a powerful financial tool. Whether you're looking to buy a home, refinance your current mortgage, or access additional equity, Lower offers a range of reverse mortgage solutions designed to help you achieve your retirement goals.
No Monthly Payment
With eligible reverse mortgage products, you can eliminate your required monthly principal and interest payment.
Flexible Ways to Receive Funds
Depending on the solution you choose, you may receive funds as a lump sum, monthly payments, a line of credit, or a combination of options.
Access Equity When You Need It
A standby line of credit you only tap into if and when you need it.
Purchase, Refinance, or Access Equity
Use a reverse mortgage to buy your next home, refinance your current mortgage, or open a standby line of credit against your equity.
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.