Brian Hafner
Branch Manager
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NMLS ID# 1620055
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Brian
As a Mortgage Loan Officer, Brian enjoys helping individuals and families around Montana and Wyoming fulfill their dreams of buying homes or improving their financial futures with a refinance. He brings both a knowledge of and passion for the mortgage industry to work each day and complements this with his desire to succeed. Brian has been in the lending industry with ULC since 2016. He is a Certified Military Home Specialist and loves teaching homebuyer seminars. Brian has earned a reputation for making the loan process go smoothly, by educating borrowers, realtors, and all others involved in the transaction. Whether the borrowers are first-time homebuyers, fifth-time homebuyers or refinancers, Brian and his team communicates every step of the way to provide a one-of-a-kind experience. Brian is President of the Grizzly Scholarship Association, part of Breakfast Exchange Club, an ambassador for the Billings Chamber, committee member for Billings Association of Realtors, board member for Habitat for Humanity, and founding member of Be All Giving. He has been a Presidents Club recipient from 2020–2026. In 2019 Brian was the Billings Association of Realtors recipient for the Quality-of-Life Community Action & Realtor Excellence Award. In 2020 he was chosen for 40 Under Forty by the Billings Gazette and was awarded the Customer Service Excellence Award by the Billings Chamber. In 2022 he was awarded the Affiliate of the Year through the Billings Association of Realtors. From 2022–2026, Brian was voted Best Mortgage Loan Officer through the Billings Gazette Readers’ Choice Awards. When Brian isn’t volunteering throughout the community, he enjoys spending time with his wife, Sam, and children, Isabella and Quinton. Brian and Sam recently welcomed a new daughter, Eliana, to their family. You can usually find him in his office, at an event, or on the golf course.
I am licensed in: MT, WY, CO
Constant updates throughout the process.
Austin P.
Verified Customer
August 14, 2026
The whole process of the loan approval to the closing of the property. Brian and his team were so professional and knowledgable. Every part of the transation was very transparent and they kept myself and my buyer on top of everything. I would recommend them to anyone buying a home. They also care and make sure everything is above board and everyone is helpful. Patti Dundas Landmark Realtors
Patti D.
Verified Customer
August 14, 2026
Sam L.
Verified Customer
August 14, 2026
Felt informed informed , confident and comfortable the whole time
Samuel L.
Verified Customer
August 14, 2026
Got us into a house and streamlined the buying experience once we got all our I's dotted and T's crossed.
Terrill S.
Verified Customer
August 9, 2026
Brian and his team made the loan process seamless. Minimal stress and great communication throughout the entire process. Would highly recommend.
Austin&quinn P.
Verified Customer
August 9, 2026
I can’t say enough good things about Brian and his team at Universal Lending! From the very beginning, he was incredibly knowledgeable, responsive, and helpful throughout the entire process. He made everything feel so much easier and less stressful by always being available to answer our questions and explain every step clearly. Thank you so much, Brian, for all your help!
Danice T.
Verified Customer
August 8, 2026
Buying our first home felt intimidating, and we fully expected the mortgage process to be stressful and overwhelming. Thanks to Brian, Katelin, and the entire Universal Lending team, it was anything but!From start to finish, every member of the team was knowledgeable, responsive, and incredibly kind. They took the time to answer our questions, kept us informed throughout the entire process, and made sure we always knew what to expect. They handled everything with professionalism and made us feel completely supported.As first-time homebuyers, we couldn't have asked for a better lending team. Brian, Katelin, Brie, Deanna, and Shari turned what we thought would be a scary experience into one that felt smooth, organized, and simple. We are so grateful for everything they did to help us get into our first home. We would recommend this team without hesitation to anyone looking for a lender that truly cares about their clients.
Julia G.
Verified Customer
August 6, 2026
Buying our first home felt intimidating, and we fully expected the mortgage process to be stressful and overwhelming. Thanks to Brian, Katelin, and the entire Universal Lending team, it was anything but! From start to finish, every member of the team was knowledgeable, responsive, and incredibly kind. They took the time to answer our questions, kept us informed throughout the entire process, and made sure we always knew what to expect. They handled everything with professionalism and made us feel completely supported. As first-time homebuyers, we couldn't have asked for a better lending team. Brian, Katelin, Brie, Deanna, and Shari turned what we thought would be a scary experience into one that felt smooth, organized, and simple. We are so grateful for everything they did to help us get into our first home. We would recommend this team without hesitation to anyone looking for a lender that truly cares about their clients.
Julia G.
Verified Customer
August 5, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.