Skip to content
Apply Now
Ready to get started?

Reach out and give us a call. We’re here to help.

Need support?

Have questions about your current product? Give us a call and we’ll sort it out.

Phil

Phil Cunningham

Producing Branch Manager

|

NMLS ID# 659032

Contact

About Phil

With over three decades of experience in the Southeastern NC mortgage industry, I’ve had the privilege of helping thousands of individuals and families purchase or refinance their homes. Whether for primary residences, vacation homes, or investment properties, my extensive knowledge and experience enable me to provide customized solutions for each unique situation. A native of Charlotte, NC, I’ve called Wilmington home since 1987. I earned my BS in Finance from the University of North Carolina Wilmington’s Cameron School of Business in 1990. Outside of my professional life, I’m a devoted family man. I cherish spending time with my amazing wife, Debbie, our daughter’s family, and many grandchildren. Together, we enjoy everything our beautiful area has to offer.

I am licensed in: NC, SC

What Others are Saying

Experience.com Rating

0.0
See all Reviews

Phil made the process so easy. He walked us through the steps and kept us informed the whole time. He gave us great advice. He is so easy to work with. I will miss working with him. I would definitely reach out to him again if I need another loan. -Lori D.

Phil was very helpful personable anytime we had any questions he was on it. He kept us informed though out the whole time. He is a great asset to your company. You dont find people that are that customer oriented and willing to help. Thank you. -Adam D.

Phils personal attention and pleasant character. He was right on the mark on all transactions. Made it all seam effortless. I am very grateful for his expertise and advice. - Doris M.

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.


Clear
Selection