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Phil

Phil Cunningham

Producing Branch Manager

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NMLS ID# 659032

Contact
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Phil

With over three decades of experience in the Southeastern NC mortgage industry, I’ve had the privilege of helping thousands of individuals and families purchase or refinance their homes. Whether for primary residences, vacation homes, or investment properties, my extensive knowledge and experience enable me to provide customized solutions for each unique situation. A native of Charlotte, NC, I’ve called Wilmington home since 1987. I earned my BS in Finance from the University of North Carolina Wilmington’s Cameron School of Business in 1990. Outside of my professional life, I’m a devoted family man. I cherish spending time with my amazing wife, Debbie, our daughter’s family, and many grandchildren. Together, we enjoy everything our beautiful area has to offer.

I am licensed in: NC, SC

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

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