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Phil Cunningham - Producing Branch Manager | Lower Mortgage
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Phil

Phil Cunningham

Producing Branch Manager

|

NMLS ID# 659032

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About Phil

With over three decades of experience in the Southeastern NC mortgage industry, Ive had the privilege of helping thousands of individuals and families purchase or refinance their homes. Whether for primary residences, vacation homes, or investment properties, my extensive knowledge and experience enable me to provide customized solutions for each unique situation. A native of Charlotte, NC, Ive called Wilmington home since 1987. I earned my BS in Finance from the University of North Carolina Wilmingtons Cameron School of Business in 1990. Outside of my professional life, Im a devoted family man. I cherish spending time with my amazing wife, Debbie, our daughters family, and many grandchildren. Together, we enjoy everything our beautiful area has to offer.

What Others are Saying

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Phil made the process so easy. He walked us through the steps and kept us informed the whole time. He gave us great advice. He is so easy to work with. I will miss working with him. I would definitely reach out to him again if I need another loan. -Lori D.

Phil was very helpful personable anytime we had any questions he was on it. He kept us informed though out the whole time. He is a great asset to your company. You don't find people that are that customer oriented and willing to help. Thank you. -Adam D.

Phil's personal attention and pleasant character. He was right on the mark on all transactions. Made it all seam effortless. I am very grateful for his expertise and advice. - Doris M.

Find Your Ideal Payment

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Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
Select Your Loan Term:
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.