No Monthly Mortgage Payment
Turn the equity you've built into the retirement you want
You've spent decades building equity in your home. A reverse mortgage lets you put that equity to work, whether you want to eliminate your monthly mortgage payment, cover everyday expenses, or finally buy the home that fits your retirement lifestyle.
No obligation • Free consultation • No SSC to Start
Programs for Ages 55+
• 62+ for FHA-insured HECM
• 55+ for Jumbo proprietary programs
How a Reverse Mortgage Works
You keep the title
Your name stays on the deed and you keep full ownership of your home, just like with a traditional mortgage.
Your balance grows over time
With a traditional mortgage, your payments reduce what you owe each month. With a reverse mortgage, there's no required payment, so interest adds to your balance instead. Your equity decreases over time, but you'll never owe more than your home is worth.
.png)
You'll never owe more than your home is worth
This is called a non-recourse loan. If your loan balance ever exceeds your home's value, FHA-insurance covers the difference, protecting you and your heirs.
How You Can Use a Reverse Mortgage
Three paths to a stronger retirement
Whether you're planning to stay in your home, purchase a new one, or access the equity you've built, reverse mortgage solutions can provide greater financial flexibility in retirement. Explore the option that's right for you.
Refinance
Eliminate your monthly payment
Ideal for homeowners on a fixed income who want to stop a monthly principal and interest payment for good.
- Stay in your home longer - free up monthly cash flow instead of depleting savings
- Keep up with rising costs - absorb property tax, insurance cost-of-living increases without strain
- Build a financial cushion - convert idle equity into a standby line of credit or monthly income
Purchase
Buy more home than you thought possible
Ideal for homeowners who are relocating, downsizing, or moving closer to family.
- Increase your purchasing power - buy your next home without taking on a monthly mortgage payment
- Move closer to family - afford a home near loved ones without straining your retirement savings
- Keep more cash on hand - use less of your home as sale proceeds as a down payment, and keep the rest
HELOC & Home Equity
Improving retirement cash flow
Ideal for homeowners looking for additional liquidity without refinancing.
- Keep your current mortgage rate – no need to replace your existing first mortgage.
- Choose the option that fits your needs – available as a reverse second lien or a senior home equity line of credit.*
- Use your equity your way – for retirement income, unexpected expenses, or major purchases.
Experience Financial Freedom
Ask me how a Reverse Mortgage could benefit you.
lo param: taylor-weiner
row found: (HubDbTableRowMapFacadeImpl: {airtable_id=801, branch_slug=orange-county, branch_slug_last_seen=orange-county, branches=Orange County, CA, email=tweiner@twteam.com, employee_hire_date=2025-12-03, encompass_username=tweiner, exp_reviews={"overview":{"avg_score":"5.0","total_review_count":43,"five_star_count":43},"reviews":[{"reviewer_name":"Tami Tackett ","reviewer_location":"null, null","rating":"5.0","review_body":"I would highly recommend this company to anyone looking to refinance their home.\nChoosing to do a cash-out refinance on my home turned out to be an incredibly challenging situation filled with numerous roadblocks and an emotional roller coaster of ups and downs. However, working with Taylor and Anita made all the difference in the world.\nThroughout the entire process, they provided constant reassurance, deep comfort, and kept my anxiety levels at a manageable level during moments when I felt completely overwhelmed. Their professionalism, empathy, and dedication went far beyond just processing a loan; they truly cared about my peace of mind. I am incredibly grateful for their unwavering support and couldn't have crossed the finish line without them.","post_date":"2026-10-09T18:31:09.000Z"},{"reviewer_name":"justin preston ","reviewer_location":"null, null","rating":"5.0","review_body":null,"post_date":"2026-10-06T20:56:22.000Z"},{"reviewer_name":"Omar Ramirez ","reviewer_location":"null, null","rating":"5.0","review_body":"Very pleased with the help and attention I received from the Taylor Weiner team.","post_date":"2026-10-03T18:59:59.000Z"},{"reviewer_name":"Porfirio Omar Ramirez Ramos","reviewer_location":"Madera, CA","rating":"5.0","review_body":"I am very grateful and pleased with the service I received.","post_date":"2026-09-24T16:18:17.000Z"},{"reviewer_name":"Matthew Burnett","reviewer_location":"Santa Clarita, CA","rating":"5.0","review_body":"Taylor was super informative and very honest about our options, and really helped us to figure out what worked best for our situation. Greatly appreciate how quickly he would respond with answers and made himself available to talk things through that we were confused about.","post_date":"2026-09-14T23:20:21.000Z"},{"reviewer_name":"Brock T Peachee","reviewer_location":"California City, CA","rating":"5.0","review_body":"I didn't have a couple things in line on my end and Taylor and his team went above and beyond to work everything out closing took a little bit longer than it should have but it was on me not them so I appreciate their persistence to work through a tough closing","post_date":"2026-09-12T12:54:44.000Z"},{"reviewer_name":"Zuser201408011018041 null","reviewer_location":"Tehachapi, CA","rating":"5.0","review_body":"Incredible Experience with Taylor and Dilza!Working with Taylor and Dilza to get my HELOC done was an absolute pleasure. From start to finish, they proved to be top-tier loan officers who truly know their stuff.They made what is usually a stressful financial process feel completely effortless and straightforward. Their communication was excellent, they were always one step ahead, and they handled every detail with speed and professionalism. If you want a smooth, hassle-free experience getting your HELOC done, look no further than Taylor and Dilza!","post_date":"2026-09-11T00:00:00.000Z"},{"reviewer_name":"Yanqing Sun","reviewer_location":"Los Alamitos, CA","rating":"5.0","review_body":"Efficient. Professional and pleasant!","post_date":"2026-09-04T13:38:24.000Z"},{"reviewer_name":"Yuanan Diao","reviewer_location":"Los Alamitos, CA","rating":"5.0","review_body":"Taylor is amazingly fast in responding to my messages. He and his team are very professional and reliable throughout the entire process, and on top of that, he found me a lender with a very competitive rate! My loan application process went very smoothly. Overall, this has been a very pleasant experience!","post_date":"2026-09-02T03:15:06.000Z"},{"reviewer_name":"Msholloway8 null","reviewer_location":"Santa Clarita, CA","rating":"5.0","review_body":"I would highly recommend Taylor’s team, especially Dilza, who made the whole process as stressless as possible. The amount of documents and details can be overwhelming but Dilza stepped me through the process and was always available. She made the whole experience a breeze! ","post_date":"2026-08-23T00:00:00.000Z"}]}, first_name=Taylor, foreign_id_branch=[{id=211475351981, name='orange-county'}], foreign_id_branches_new=[{id=208241855049, name='Pacific Coast Highway'}], foreign_id_team=[{id=211039481496, name='The West Division'}], hide_lo_directory=true, hs_child_table_id=0, hs_created_at=1765548386665, hs_created_by_user_id=83124684, hs_deleted_at=0, hs_id=202438665285, hs_initial_published_at=1765548387198, hs_is_edited=false, hs_name=, hs_path=taylor-weiner, hs_published_at=1794074588439, hs_updated_at=1794031238974, hs_updated_by_user_id=83124684, is_active=true, last_name=Weiner, licensed_city=Seal Beach, licensed_state=CA, licensed_street_address=1650 Pacific Coast Highway, Unit C, licensed_zip=90740, lo_bio=We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the state. We’re a full-service mortgage banker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates, terms, and costs to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan. And, now it’s our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan, at your convenience, online – 24 hours a day., lo_experience=https://www.experience.com/reviews/taylor-weiner-446073, lo_google=https://www.google.com/search?q=taylor+weiner+team&ei=0eR4YL_1JKnf9AO1w5mQBQ&oq=taylor+weiner+team&gs_lcp=Cgdnd3Mtd2l6EAMyBQgAEM0COgUIABCwAzoJCAAQsAMQBxAeOgIIADoGCAAQFhAeUMbwAVjT9gFg0vcBaAFwAHgAgAHRAogB8giSAQcxLjEuMS4ymAEAoAEBqgEHZ3dzLXdpesgBBMABAQ&sclient=gws-, lo_zillow=https://www.zillow.com/lender-profile/tweiner3, nmls=263090, old_branch_slug=san-fernando-valley, phone_mobile=(661) 209-0787, phone_work=(661) 209-0787, private_labels=Lower, product_blocks=[{id=1, name='Reverse Mortgage', order=0, label='Reverse Mortgage'}], profile_pic_sq=https://v5.airtableusercontent.com/v3/u/59/59/1793743200000/2SBUMdF_hP2hc6OA9Y81uA/8nIRIVmNxifg_2Drwj077ofkAVigJ9-6DUlxJ1NmaSNBctTJ9TjoyS2FzdhhSwtVwX9zolXKn7QC0UaG1yPyg7W5w9Az1c7neDbtxIKuojOwz1JTLS69Gbg7i1b206_E_Dd0VcYjRzSgvlboJm88QQ/RKBn2G_k805A9aq1XnllawfEXJYFPY9S_X0ZM3oO__c, profile_pic_sq_source_key=file:taylor-weiner.jpg:241598, profile_pic_sq_url=https://19577492.fs1.hubspotusercontent-na1.net/hubfs/19577492/airtable-imports/profile-pics/lo-taylor-weiner-1.jpg, publish_status=Published, signature_apply_link=https://www.lower.com/lo/tweiner, simple_nexus_link=https://mtgpro.co/dr/c/oe2kf, slug=tweiner, team_old=Lower - San Fernando Valley, teams_copy=west-division, title=Loan Officer, webflow_id_from_branches_2=, webflow_id_from_private_labels=68af612000947e8a31056cf2})
row found: (HubDbTableRowMapFacadeImpl: {airtable_id=801, branch_slug=orange-county, branch_slug_last_seen=orange-county, branches=Orange County, CA, email=tweiner@twteam.com, employee_hire_date=2025-12-03, encompass_username=tweiner, exp_reviews={"overview":{"avg_score":"5.0","total_review_count":43,"five_star_count":43},"reviews":[{"reviewer_name":"Tami Tackett ","reviewer_location":"null, null","rating":"5.0","review_body":"I would highly recommend this company to anyone looking to refinance their home.\nChoosing to do a cash-out refinance on my home turned out to be an incredibly challenging situation filled with numerous roadblocks and an emotional roller coaster of ups and downs. However, working with Taylor and Anita made all the difference in the world.\nThroughout the entire process, they provided constant reassurance, deep comfort, and kept my anxiety levels at a manageable level during moments when I felt completely overwhelmed. Their professionalism, empathy, and dedication went far beyond just processing a loan; they truly cared about my peace of mind. I am incredibly grateful for their unwavering support and couldn't have crossed the finish line without them.","post_date":"2026-10-09T18:31:09.000Z"},{"reviewer_name":"justin preston ","reviewer_location":"null, null","rating":"5.0","review_body":null,"post_date":"2026-10-06T20:56:22.000Z"},{"reviewer_name":"Omar Ramirez ","reviewer_location":"null, null","rating":"5.0","review_body":"Very pleased with the help and attention I received from the Taylor Weiner team.","post_date":"2026-10-03T18:59:59.000Z"},{"reviewer_name":"Porfirio Omar Ramirez Ramos","reviewer_location":"Madera, CA","rating":"5.0","review_body":"I am very grateful and pleased with the service I received.","post_date":"2026-09-24T16:18:17.000Z"},{"reviewer_name":"Matthew Burnett","reviewer_location":"Santa Clarita, CA","rating":"5.0","review_body":"Taylor was super informative and very honest about our options, and really helped us to figure out what worked best for our situation. Greatly appreciate how quickly he would respond with answers and made himself available to talk things through that we were confused about.","post_date":"2026-09-14T23:20:21.000Z"},{"reviewer_name":"Brock T Peachee","reviewer_location":"California City, CA","rating":"5.0","review_body":"I didn't have a couple things in line on my end and Taylor and his team went above and beyond to work everything out closing took a little bit longer than it should have but it was on me not them so I appreciate their persistence to work through a tough closing","post_date":"2026-09-12T12:54:44.000Z"},{"reviewer_name":"Zuser201408011018041 null","reviewer_location":"Tehachapi, CA","rating":"5.0","review_body":"Incredible Experience with Taylor and Dilza!Working with Taylor and Dilza to get my HELOC done was an absolute pleasure. From start to finish, they proved to be top-tier loan officers who truly know their stuff.They made what is usually a stressful financial process feel completely effortless and straightforward. Their communication was excellent, they were always one step ahead, and they handled every detail with speed and professionalism. If you want a smooth, hassle-free experience getting your HELOC done, look no further than Taylor and Dilza!","post_date":"2026-09-11T00:00:00.000Z"},{"reviewer_name":"Yanqing Sun","reviewer_location":"Los Alamitos, CA","rating":"5.0","review_body":"Efficient. Professional and pleasant!","post_date":"2026-09-04T13:38:24.000Z"},{"reviewer_name":"Yuanan Diao","reviewer_location":"Los Alamitos, CA","rating":"5.0","review_body":"Taylor is amazingly fast in responding to my messages. He and his team are very professional and reliable throughout the entire process, and on top of that, he found me a lender with a very competitive rate! My loan application process went very smoothly. Overall, this has been a very pleasant experience!","post_date":"2026-09-02T03:15:06.000Z"},{"reviewer_name":"Msholloway8 null","reviewer_location":"Santa Clarita, CA","rating":"5.0","review_body":"I would highly recommend Taylor’s team, especially Dilza, who made the whole process as stressless as possible. The amount of documents and details can be overwhelming but Dilza stepped me through the process and was always available. She made the whole experience a breeze! ","post_date":"2026-08-23T00:00:00.000Z"}]}, first_name=Taylor, foreign_id_branch=[{id=211475351981, name='orange-county'}], foreign_id_branches_new=[{id=208241855049, name='Pacific Coast Highway'}], foreign_id_team=[{id=211039481496, name='The West Division'}], hide_lo_directory=true, hs_child_table_id=0, hs_created_at=1765548386665, hs_created_by_user_id=83124684, hs_deleted_at=0, hs_id=202438665285, hs_initial_published_at=1765548387198, hs_is_edited=false, hs_name=, hs_path=taylor-weiner, hs_published_at=1794074588439, hs_updated_at=1794031238974, hs_updated_by_user_id=83124684, is_active=true, last_name=Weiner, licensed_city=Seal Beach, licensed_state=CA, licensed_street_address=1650 Pacific Coast Highway, Unit C, licensed_zip=90740, lo_bio=We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the state. We’re a full-service mortgage banker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates, terms, and costs to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan. And, now it’s our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan, at your convenience, online – 24 hours a day., lo_experience=https://www.experience.com/reviews/taylor-weiner-446073, lo_google=https://www.google.com/search?q=taylor+weiner+team&ei=0eR4YL_1JKnf9AO1w5mQBQ&oq=taylor+weiner+team&gs_lcp=Cgdnd3Mtd2l6EAMyBQgAEM0COgUIABCwAzoJCAAQsAMQBxAeOgIIADoGCAAQFhAeUMbwAVjT9gFg0vcBaAFwAHgAgAHRAogB8giSAQcxLjEuMS4ymAEAoAEBqgEHZ3dzLXdpesgBBMABAQ&sclient=gws-, lo_zillow=https://www.zillow.com/lender-profile/tweiner3, nmls=263090, old_branch_slug=san-fernando-valley, phone_mobile=(661) 209-0787, phone_work=(661) 209-0787, private_labels=Lower, product_blocks=[{id=1, name='Reverse Mortgage', order=0, label='Reverse Mortgage'}], profile_pic_sq=https://v5.airtableusercontent.com/v3/u/59/59/1793743200000/2SBUMdF_hP2hc6OA9Y81uA/8nIRIVmNxifg_2Drwj077ofkAVigJ9-6DUlxJ1NmaSNBctTJ9TjoyS2FzdhhSwtVwX9zolXKn7QC0UaG1yPyg7W5w9Az1c7neDbtxIKuojOwz1JTLS69Gbg7i1b206_E_Dd0VcYjRzSgvlboJm88QQ/RKBn2G_k805A9aq1XnllawfEXJYFPY9S_X0ZM3oO__c, profile_pic_sq_source_key=file:taylor-weiner.jpg:241598, profile_pic_sq_url=https://19577492.fs1.hubspotusercontent-na1.net/hubfs/19577492/airtable-imports/profile-pics/lo-taylor-weiner-1.jpg, publish_status=Published, signature_apply_link=https://www.lower.com/lo/tweiner, simple_nexus_link=https://mtgpro.co/dr/c/oe2kf, slug=tweiner, team_old=Lower - San Fernando Valley, teams_copy=west-division, title=Loan Officer, webflow_id_from_branches_2=, webflow_id_from_private_labels=68af612000947e8a31056cf2})