Adam Shelton
Branch Manager, VP
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NMLS ID# 170273
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Adam
At Lower, we believe that the journey to homeownership should be as smooth and rewarding as possible. Whether you’re buying your first home, refinancing, or exploring your options, my goal is to provide personalized guidance and creative solutions tailored to your unique needs. The mortgage process doesn’t have to be overwhelming—I’m committed to simplifying it and ensuring you feel confident every step of the way. With access to industry-leading tools and resources, I’ll work hard to find the right solution for your situation and help turn your dreams into reality. Let’s connect! I’m excited to learn more about your goals and help you take the next step toward homeownership. Together, we’ll make it happen. Reach out today, and let’s get started!
I am licensed in: AL, FL, GA, IL, IN, KY, NC, SC, TN, VA, PA
Adam is a wealth of knowledge. Having him as a lender for my client’s made the loan process smooth. I highly recommend.
Amanda S.
Verified Customer
May 29, 2026
Call Yes for the best! Adam and his team made the home buying process painless, and seamless with all of the other companies involved in buying a home. This is especially impressive as my partner and I are first time home buyers and completely new to the home buying process. If we ever had questions, he was there with easy to understand answers and translations for all of the terminology and legalese. I greatly appreciate all of his help throughout this entire process, and know that for our next place, he'll be the first we'll call!
Rachael S.
Verified Customer
May 29, 2026
Our experience with Yes Mortgage was seamless and excellent. The staff treated us like family and were super friendly. I’d definitely use the again and highly recommend them. Amazing!!!!
Gabe J.
Verified Customer
April 26, 2026
Conner R.
Verified Customer
March 28, 2026
Adam is easy to work with. His team is great. I've done 5+ loans with him. I will work with him agai.
Steve T.
Verified Customer
September 2, 2025
Refinancing with Adam was a seamless and truly positive experience. I’ve known Adam for years, and his integrity, responsiveness, and deep knowledge of the process really stood out. He offered thoughtful guidance every step of the way — even when it meant advising against something that might have benefited him. It’s rare to find someone so trustworthy in this space. I can’t recommend him highly enough
Ryan P.
Verified Customer
May 14, 2025
Adam and his team was fantastic. After having our house being built for 75 days the lender told us that they were denying the loan. In a panic mode to find new financing Adam @ YES mortgage came through for us. It took just 3 weeks to get the loan approved and we were able to close on the original closing date. Thanks to Adam, Chris and his team we were able to move into our new home.
Bryan K.
Verified Customer
May 11, 2025
Very quick to respond and helped answering all our questions in a very timely manner. Professional but also friendly.
Paul K.
Verified Customer
May 10, 2025
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.