Adam Shelton
Branch Manager, VP
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NMLS ID# 170273
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Adam
At Lower, we believe that the journey to homeownership should be as smooth and rewarding as possible. Whether you’re buying your first home, refinancing, or exploring your options, my goal is to provide personalized guidance and creative solutions tailored to your unique needs. The mortgage process doesn’t have to be overwhelming—I’m committed to simplifying it and ensuring you feel confident every step of the way. With access to industry-leading tools and resources, I’ll work hard to find the right solution for your situation and help turn your dreams into reality. Let’s connect! I’m excited to learn more about your goals and help you take the next step toward homeownership. Together, we’ll make it happen. Reach out today, and let’s get started!
I am licensed in: AL, FL, GA, IL, IN, KY, NC, SC, TN, VA, PA
Adam took tons of time to explain things and figure things out with me. He never made me feel rushed and fought for the best rate
Jason P.
Verified Customer
October 20, 2026
The team was awesome!!
Hazen T.
Verified Customer
October 18, 2026
Communication was amazing, and you can feel that the team went above and beyond to help us through the process and we can't be more grateful!
Jaimie M.
Verified Customer
October 5, 2026
It was a very pleasant experience working with Adam. His knowledge about mortgages was very helpful. He is also professional, kind and full of financial wisdom. I would recommend Adam to anyone in need of a home mortgage.
Carlyn R.
Verified Customer
October 4, 2026
Adam Shelton was great . Keeped me updated and communicated promptly on the loan process, highly recommend.
William G.
Verified Customer
September 3, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.