Amelia Watts
Sr. Loan Officer
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NMLS ID# 914299
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Amelia
Since beginning her lending career in 2012, Amelia Watts has built a reputation as a trusted advisor and strategic problem solver who delivers tailored mortgage solutions designed to move clients successfully to the closing table. She is known for educating her clients, simplifying complex decisions, and creating customized pathways to approval. Her approach combines deep product knowledge, strategic financial insight, and a high-touch service experience that prioritizes long-term financial success. Beyond her professional work, Amelia is deeply committed to giving back to the community by volunteering monthly with local non-profit organizations. She serves on the Family Selection Committee for Habitat for Humanity and is a member of National Association of Real Estate Brokers. Her leadership experience also includes prior service as a board treasurer and advisory board member for nonprofit and community organizations focused on expanding opportunity and access. She enjoys reading, listening to live music, going to the lake, and spending time with friends and family, and her 17-year-old dog, Millie.
I am licensed in: TN, MS
Very detailed and time oriented.
Victor W.
Verified Customer
July 17, 2026
We were able to move through the process with ease. Amelia is extremely knowledgeable and courteous. She made us feel comfortable in the process from beginning to the very end. We have already recommended her to others. On a scale from 1 to 10..... She's a 10 !!🤗🤗🤗
Martha W.
Verified Customer
July 16, 2026
Ameila was super great. She always had answers to our questions, called and check on us, also very smart in what she does. She made the experience wonderful!! 100% recommend!
Latricia M.
Verified Customer
April 14, 2026
The whole staff was super helpful and treated you like family
Daniel M.
Verified Customer
April 6, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.