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Heather

Heather Stokes

Loan Officer

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NMLS ID# 476284

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About Heather

As a dedicated Loan Officer at Lower, based in El Paso, Texas, I am committed to guiding clients through the home financing journey with personalized solutions and unwavering support. Licensed in Texas, I have the expertise to assist a diverse clientele in achieving their homeownership dreams. My approach centers on clear communication, integrity, and a dedication to making the mortgage process as seamless as possible. Whether youre a first-time homebuyer or looking to refinance, I am here to assist you every step of the way.

I am licensed in: TX

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How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

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