Michael Swopes
Loan Officer
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NMLS ID# 1450587
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Michael
As a dedicated Loan Officer at Lower, I am committed to guiding clients through the home financing journey with personalized solutions and unwavering support. Licensed in multiple states, I have the expertise to assist a diverse clientele in achieving their homeownership dreams. My approach centers on clear communication, integrity, and a dedication to making the mortgage process as seamless as possible. Whether youre a first-time homebuyer or looking to refinance, I am here to assist you every step of the way.
I am licensed in: NM, TX
The level of communication and responsiveness from the team
Victor R.
Verified Customer
July 14, 2026
Michael is awesome and really open to helping
Eliezer C.
Verified Customer
June 6, 2026
Michael is a true professional! He guided us through the whole refinance process and made it seamless. I would highly recommend him to any one out there looking for a five star loan service provider! Thank you, Michael!!
Jose M.
Verified Customer
May 28, 2026
Michael was very fast, and efficient. Communication was very transparent and thorough. Highly
Jocelyn C.
Verified Customer
May 28, 2026
Kept us informed constantly Quick service
Donna M.
Verified Customer
May 28, 2026
Everything was fast. I found my home and was living in it within a month. Very cool.
Raul M.
Verified Customer
May 12, 2026
He helped with every question we had always got the answer for us. Even while on vacation he took our call and helped . It was an awesome experience and in the future if I decide to sell or buy another house i will look for him to help.
Rene J.
Verified Customer
April 21, 2026
Michael is always super prompt and responsive. Made the entire process very smooth. Always a pleasure to work with :)
Robin R.
Verified Customer
March 27, 2026
Buying my first home felt overwhelming at first, but Michael Swopes made the entire process smooth and stress-free. From the very beginning, he was patient, knowledgeable, and always willing to answer my questions. He took the time to explain every step clearly, which gave me a lot of confidence as a first-time buyer. One thing that really stood out was how he helped find the perfect programs to support my homebuying experience. He took the time to walk me through different options and helped me choose programs that made buying my first home more affordable and manageable. Communication was excellent throughout the process, and he was always quick to respond whenever I needed help or clarification. I truly felt like he had my best interests in mind and worked hard to make sure everything stayed on track all the way to closing. Thanks to Michael’s guidance and professionalism, I’m now a proud homeowner! I highly recommend him to anyone looking for a trustworthy and supportive mortgage professional.
Argelic H.
Verified Customer
March 6, 2026
Michael helped us with our mortgage loan which got us approved and that was amazing
Jerome J.
Verified Customer
November 20, 2025
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
