Carla Zammiello
RMLO
|
NMLS ID# 1268620
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Carla
At Lower, we believe that the journey to homeownership should be as smooth and rewarding as possible. Whether you’re buying your first home, refinancing, or exploring your options, my goal is to provide personalized guidance and creative solutions tailored to your unique needs. The mortgage process doesn’t have to be overwhelming—I’m committed to simplifying it and ensuring you feel confident every step of the way. With access to industry-leading tools and resources, I’ll work hard to find the right solution for your situation and help turn your dreams into reality. Let’s connect! I’m excited to learn more about your goals and help you take the next step toward homeownership. Together, we’ll make it happen. Reach out today, and let’s get started!
I am licensed in: TX
Carla was great through the entire process. She was very helpful and informative. I would reccomend her to anyone building a home. We are very happy to have been able to work with her.
Adrian V.
Verified Customer
July 16, 2026
not to be dramatic, but Carla was a godsend! We had no prior knowledge whatsoever about process or how anything worked, but she helped us through it all. Answered every single question, simplied terms so we could fully understand and best of all listened. She listened to what we wanted and needed and worked with us to help get us there, no hidden adjenda. I will be referring to anyone and everyone I possibly can to Carla. Shes knowledgeable and great at what she does.
Julia E.
Verified Customer
July 16, 2026
Carla was very reseptive to our questions and concerns. she helped clarify the complicated process throughout this journey. thank you
Maria V.
Verified Customer
April 23, 2026
Carla is highly skilled at explaining loan status and providing options to challenges. She always exhibits great communication skills and leaves us with positive perspectives.
Johnnie J.
Verified Customer
April 19, 2026
friendly communication
Andrea S.
Verified Customer
April 13, 2026
Carla was very helpful and knowledgeabl. she was so professional and great to work with. I recommend Carla to everyone we know. She made everything smooth and we were very happy doing business with Carla. We are so grateful for all the hard work that she did.
Jeanette H.
Verified Customer
April 13, 2026
Everything went smoothly and the communication with Carla was excellent!!
Justin B.
Verified Customer
April 3, 2026
Carla was great throughout the process making it very clear and easy to understand. She was always avaliable and always answered our questions with a great attitude. I have nothing but gratitude towards Carla, she was great!
Jesus G.
Verified Customer
March 1, 2026
Carla was very professional and very helpful throughout the entire process, she understood our our needs and did everything possible to get us approved . I will definitely recommend Carla to friends and family in the future .
Enrique G.
Verified Customer
January 20, 2026
Here’s a polished, friendly review you can use for your broker after your recent home purchase: ⭐️⭐️⭐️⭐️⭐️ 5-Star Review We are so glad we had such a GREAT experience working with [Broker’s Name] on our recent home purchase! From start to finish, they made the entire process smooth, stress-free, and even enjoyable. Their communication was outstanding—they were always available to answer questions, explain each step clearly, and guide us with confidence. What truly made our experience GREAT was their professionalism, attention to detail, and genuine care for our needs. They listened to what we were looking for, advocated for us throughout negotiations, and ensured we felt supported the whole way through. We highly recommend them to anyone looking to buy or sell a home! If you’d like it to sound more formal, more emotional, or more concise, just let me know—I can tailor it!
Raelyn H.
Verified Customer
December 12, 2025
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.