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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

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Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Farryl was a lifesaver as we purchased our new home. She treated me with respect and integrity. Farryl was upfront about everything and extremely responsive (very reachable after standard working hours). She also helped me to find additional resources like Hometown Heroes. I will recommend Farryl to anyone I know that is purchasing a new home!

Rwk N.

Verified Customer
5.0

Everything..... from the beginning to the end everyone was helpfull ,informative,kind, and just went to great lengths to make sure it was a stressless and smooth process !!!!

Darren B.

Verified Customer
5.0

Alisa is the most kind, caring, amazing lender to work with. She truly cares about her clients and always is willing to go the extra mile in any situation to get clients to the closing table. If you are looking for a great lender in Colorado, look no further!

Adam S.

Verified Customer
5.0

We had a great experience with Glenn . He was very responsive and made our simi complicated mortgage request seemless. Thank you so much for making the process so easy . Highly recommend!!!

Ruby S.

Verified Customer
5.0

Stephanie was amazing to work with, as a first time home buyer she made sure all my questions and needs were answred. Megan Ferguson as well helped me find the best insurance rate . I couldn't have asked for a better experience because of these two ladies!

Callie S.

Verified Customer
5.0

Amazing team suoer fast and eas transaction

Justin C.

Verified Customer
5.0

Excellent experience!

Michele P.

Verified Customer
5.0

Everything. Elite communicator, always professional, considerate. I have always trusted that Christina was only putting in 100 percent effort to get the best results for me at all times. I would not be able to fathom a negative word or review to even criticize if I wanted.

Jason W.

Verified Customer
5.0

My husband and I had an excellent experience with Jill Taylor. She was professional, knowledgeable, welcoming, and attentive throughout our interaction. She took the time to listen to our questions, explain the lending process clearly, and make sure we understood our options. Bradley and I truly appreciate her patience, communication, and willingness to provide helpful guidance. This experience left my husband and I feeling valued, respected, and confident in moving forward. We were treated with kindness, patience, and understanding throughout the entire process. This was my first buying a home, so I was so blessed with getting to work with Jill Taylor. Jill maintains an inspiring positive attitude and has very effective communication skills. She was so kind to us and it was evident based on the compassion she showed us. We respect Jill as she is honest, responsible, dependable, and shows integrity. EXCELLENT EXPERIENCE - I hope this is shared with others. Thank you, Jill!! Sincerely, Bradley and Regina Barnard

Regina B.

Verified Customer
5.0

Many obstacles were presented and Erick stayed calm and was able to make it happen

Cristian C.

Verified Customer
5.0

Alisa was great! As an agent, communication and updates are so important, and she was on top of everything. She provided weekly updates on where the loan was in the process and was always communicative, responsive, and kind. I highly recommend Alisa for a smooth transaction!

Michele W.

Verified Customer
5.0

Quick easy communication with clear replies about what is needed for the loan process. Her ability to work well with other has made our loan process on this a joy.

David O.

Verified Customer
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