Brian Hafner
Branch Manager
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NMLS ID# 1620055
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Brian
As a Mortgage Loan Officer, Brian enjoys helping individuals and families around Montana and Wyoming fulfill their dreams of buying homes or improving their financial futures with a refinance. He brings both a knowledge of and passion for the mortgage industry to work each day and complements this with his desire to succeed. Brian has been in the lending industry with ULC since 2016. He is a Certified Military Home Specialist and loves teaching homebuyer seminars. Brian has earned a reputation for making the loan process go smoothly, by educating borrowers, realtors, and all others involved in the transaction. Whether the borrowers are first-time homebuyers, fifth-time homebuyers or refinancers, Brian and his team communicates every step of the way to provide a one-of-a-kind experience. Brian is President of the Grizzly Scholarship Association, part of Breakfast Exchange Club, an ambassador for the Billings Chamber, committee member for Billings Association of Realtors, board member for Habitat for Humanity, and founding member of Be All Giving. He was awarded President’s Club in 2020, 2021, 2022, 2023, and 2024. In 2019 he was the Billings Association of Realtors recipient for the Quality-of-Life Community Action & Realtor Excellence Award. In 2020 he was chosen for 40 Under Forty by the Billings Gazette and was awarded the Customer Service Excellence Award by the Billings Chamber. In 2022 he was awarded the Affiliate of the Year through the Billings Association of Realtors. In 2022, 2023, and 2024 he was voted the Best Mortgage Loan Officer by the Readers’ Choice through the Billings Gazette. When Brian isn’t volunteering throughout the community, he enjoys spending time with his wife, Sam, and children, Isabella and Quinton. You can usually find him in his office, at an event, or on the golf course.
I am licensed in: MT, WY, CO
Brian was always so helpful and quick to respond. Made the process so easy. Highly recommend
Jennifer B.
Verified Customer
July 31, 2026
Brian was always so helpful and quick to respond. Made the process so easy. Highly recommend
Jennifer B.
Verified Customer
July 31, 2026
Randy B.
Verified Customer
July 31, 2026
Great communication, great advice, made the process so
Randall B.
Verified Customer
July 31, 2026
Brian was very easy to communicate with and was excellent at answering my many questions I had. Him and his entire team made our home buying experience very pleasant!
Crystal C.
Verified Customer
July 16, 2026
Brian and the entire team at Universal were absolutely phenomenal, they communicated at every step, they were very detailed. We went into the house buying process stressed and lost and the team at Universal made it stress free, i will gladly recommend them and will be coming back for refinancing later on.
Michael H.
Verified Customer
July 11, 2026
Everyone involved was great from the start. I was provided with the necessary resources to easily transition through the process. Communication was great and any questions were answered promptly. I feel fortunate to have chosesn Universal Lending to assist with my first home-buying adventure.
Holly J.
Verified Customer
July 10, 2026
Brian and his team were very knowledgeable and friendly just made it a great experience thanks again!!
Mike L.
Verified Customer
July 10, 2026
Quit getting back to us with questions we had just all around a good experience great working with you guys thanks!!
Michael L.
Verified Customer
July 10, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.