Brian Hafner
Branch Manager
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NMLS ID# 1620055
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Brian
As a Mortgage Loan Officer, Brian enjoys helping individuals and families around Montana and Wyoming fulfill their dreams of buying homes or improving their financial futures with a refinance. He brings both a knowledge of and passion for the mortgage industry to work each day and complements this with his desire to succeed. Brian has been in the lending industry with ULC since 2016. He is a Certified Military Home Specialist and loves teaching homebuyer seminars. Brian has earned a reputation for making the loan process go smoothly, by educating borrowers, realtors, and all others involved in the transaction. Whether the borrowers are first-time homebuyers, fifth-time homebuyers or refinancers, Brian and his team communicates every step of the way to provide a one-of-a-kind experience. Brian is President of the Grizzly Scholarship Association, part of Breakfast Exchange Club, an ambassador for the Billings Chamber, committee member for Billings Association of Realtors, board member for Habitat for Humanity, and founding member of Be All Giving. He has been a Presidents Club recipient from 2020–2026. In 2019 Brian was the Billings Association of Realtors recipient for the Quality-of-Life Community Action & Realtor Excellence Award. In 2020 he was chosen for 40 Under Forty by the Billings Gazette and was awarded the Customer Service Excellence Award by the Billings Chamber. In 2022 he was awarded the Affiliate of the Year through the Billings Association of Realtors. From 2022–2026, Brian was voted Best Mortgage Loan Officer through the Billings Gazette Readers’ Choice Awards. When Brian isn’t volunteering throughout the community, he enjoys spending time with his wife, Sam, and children, Isabella and Quinton. Brian and Sam recently welcomed a new daughter, Eliana, to their family. You can usually find him in his office, at an event, or on the golf course.
I am licensed in: MT, WY, CO
Universal lending made the process of buying our first home run so smoothly! Katelin and her entire team were all so nice and quick to answer any questions we had, even if it was on the weekend or after hours. We felt supported the whole way! Would definitely recommend!
Maddie P.
Verified Customer
November 12, 2026
You all were excellent to work with and the process went so smooth! Thank you for everything.
Madison C.
Verified Customer
November 12, 2026
As a real estate professional, I can’t overstate how important a great local lender is—and Brian proved why on our latest closing. Dealing with a home sale contingency that fell through on the buyer's side, we went under contract three separate times to get this deal done. Through every bump in the …road, Brian was proactive, communicative, and solutions-oriented. He kept everyone informed and worked tirelessly to get us to the closing table. If you want an experienced local lender who will stick with you when things get tough, call Brian! Anita Dolan. BHHS-Floberg. REALTOR
Anita D.
Verified Customer
November 12, 2026
Katelin went above and beyond with this transaction. ashe kept everyone informed the entire time.
Tim M.
Verified Customer
November 12, 2026
Brian and his entire team do an amazing job of making sure everything runs smoothly and that you understand the entire process from beginning to end. They are always quick to respond to any questions and are very helpful in getting answers and resolving things promptly. This is my second time using …Universal Lending, and I would absolutely use them again! I truly appreciate everything Brian and his team do to make the process as easy and stress-free as possible. Thank you all for your hard work and excellent service!
Misty K.
Verified Customer
November 11, 2026
Buying a home is a stressful process, especially qualifying for a loan. However, Brian Hafner and his team greatly quelled the stress level because they were invested with my wife and I all along the road to final approval. Certainly, a professional staff, but more than that: they communicated a …sincere regard for us! We became one of the family! Thank you, Brian, and team for a very pleasant experience!
Robert B.
Verified Customer
November 11, 2026
What I most appreciate about Brian is that he genuinely wants to help his clients receive the best service possible! His sincerity is evidenced by his constant communication of the process and/or just checking in to see how you are doing. Thank you Brian!
Robert B.
Verified Customer
November 11, 2026
Brian was excellent to work with! You can tell he is great at his job and he communicates very well, which I really appreciated as a realtor. We were able to close our deal early, largely due to Brians efficiency. I would recommend him to anyone!
Kelsey D.
Verified Customer
November 11, 2026
Thanks for everything! Great experience!
David A.
Verified Customer
November 9, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.