Erik Gross
Branch Manager
|
NMLS ID# 266740
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Erik
Ive been in the mortgage business since 1993 and a licensed originator since 2002. I serve as the lead for your TRUSTED CONSULTANT TEAM. Our team helps hundreds of families each year to realize the dream of homeownership. I was the #1 originator for Premier Nationwide Lending in the entire nation in 2020, 2021, 2022 and 2023. I pride myself on a high level of service and clear communication is always top priority.
I am licensed in: TX
Erik made buying our first home a seamless process. He was available for all of our questions, incredibly responsive and made sure we understood each step along the way. He made a stressful process feel easy and straightforward. Would highly recommend his team!
Hannah T.
Verified Customer
August 17, 2026
Scott T.
Verified Customer
August 15, 2026
Erik did a fantastic job explaining and guiding us through the entire process.
Richard T.
Verified Customer
August 15, 2026
Erik and his team were great to work with. Questions were answered quickly! The whole process was easy thanks to Erik and his team.
Lesley R.
Verified Customer
August 11, 2026
The lending process is intricate and at times complicated. Erik and his staff made it easy and smooth, especially during busy work weeks. There is always someone at Lower Mortgage who is available and willing to help. Highly recommend this company, Erik Gross and his amazing staff.
Amy S.
Verified Customer
August 8, 2026
This was our first time buying a stick and brick home (as we call it in the south). We have bought mobile homes, but the process is vastly different. Erik made himself available to answer all of our many questions, and even sat on many phone calls to sort out confusions my we had. He took excellent care of us and made sure we got the perfect home for our family. He worked closely with our realtor, Debbie Tidwell, and our title company, Alamo, to get everything perfect for close. He handled my anxious demeanor with precise care to ensure everyone, not just myself, was comfortable with every aspect of the loan process. We highly recommend him for other clients and will be using him again in the near future to help family members move to this beautiful area with us.
Leann J.
Verified Customer
August 5, 2026
This was our first time buying a stick and brick home (as we call it in the south). We have bought mobile homes, but the process is vastly different. Erik made himself available to answer all of our many questions, and even sat on many phone calls to sort out confusions my wife and I had. He took excellent care of us and made sure we got the perfect home for our family. He worked closely with our realtor, Debbie Tidwell, and our title company, Alamo, to get everything perfect for close. He handled my wife's anxious demener with precise care to ensure everyone, not just myself, was comfortable with every aspect of the loan process. We highly recommend him for other clients and will be using him again in the near future to help family members move to this beautiful area with us.
Brett J.
Verified Customer
August 5, 2026
Erik was always able to answer my questions and got back to me promptly.
Ashley K.
Verified Customer
August 3, 2026
Eric and the entire Lower team were amazing! They were professional, responsive, and always kept me updated throughout the process. They worked incredibly hard to resolve my appraisal transfer and made sure we stayed on track to close on time. As a first-time homebuyer, I truly appreciated their patience, communication, and dedication. Thank you for making this such a smooth and positive experience. Highly recommend!
Cheryl C.
Verified Customer
July 31, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
