Josh McKenzie
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Josh
I love using my experience and formal education to help clients save time and money on their home loans. I service the entire Pacific Northwest- Washington, Idaho, and Oregon- with my office being located at the heart of the Tri-Cities, Washington, area, which consists of Richland, Kennewick, and Pasco, WA. My goal is always to educate clients and provide a smooth mortgage experience from application to loan closing. In my spare time, you can find me rooting for my twin boys at their various sporting and extra-curricular events, wine tasting or enjoying Tri-Cities fine dining, and spending time with our church family.
I am licensed in: CA, ID, NV, OR, WA
We just worked with Josh on the purchase of our home. I would recommend him to anyone needing a lender. Josh is very easy to work with and explained everything in detail when we had questions. He is very responsive and always answered his calls/texts/emails very quickly. Josh is great at what he does and very trustworthy. He's the best of the best and I would recommend him to anyone!
Anne S.
Verified Customer
January 8, 2025
Exceptional!
Ryan P.
Verified Customer
May 27, 2026
Josh takes his time to explain things very clearly, is responsive , knowledgeable, and trustworthy .
Jennifer T.
Verified Customer
June 8, 2026
We can't thank Josh enough for his exceptional service as our home loan lender. Josh made our first-time home buying experience incredibly smooth and stress-free
Samantha D.
Verified Customer
August 1, 2024
We can't thank Josh enough for his exceptional service as our home loan lender. From the beginning, he was attentive, informative, and a true professional. Josh made our first-time home buying experience incredibly smooth and stress-free. His dedication and expertise were exemplary, and we are grateful for his support every step of the way.
Samantha N.
Verified Customer
August 1, 2024
Josh has been the absolute best to work with. Made the whole process of buying our first home easy for my family and I! I can’t recommend Josh and his team at MortgageOne, Inc. enough! We are very satisfied!
Alex C.
Verified Customer
September 7, 2024
Strongly recommend Josh at MortgageOne. Helped me along the way with a very friendly and professional manner.
Ian W.
Verified Customer
February 24, 2025
Josh was professional, knowledgeable, & prompt! Using Josh as our lender, we were given in depth education so that we could find the best lending option for our family’s needs. If you’re looking to buy your first home or your next home, I would definitely recommend using Josh!
Cierra S.
Verified Customer
October 22, 2025
Mr. McKenzie with Lower Mortgage Rates as extremely knowledgeable and professional during the home financing process. He was beyond helpful and expeditious, as well as extremely personable. He provides a common sense logic in the arena of navigating the mortgage/products and was current on the market trends with regards to interest rates and those affected areas. He kept me up to date on the process and walked me through from start to finish. I would highly recommend Mr. McKenzie to anyone looking to finance a home or property.! I Benson
Ian B.
Verified Customer
January 26, 2026