Jonathan Wood
Branch Manager, VP
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NMLS ID# 479214
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Jonathan
I began my career in the mortgage industry in 1999 and have had the privilege of helping more than 3,500 families along the way. I am licensed to serve buyers throughout North Carolina, with a primary focus on coastal mortgage lending opportunities for primary homes, second homes, and investment properties. I enjoy working with buyers to find the best solution for their ultimate goal of homeownership. With over 25 years of experience lending on all types of coastal properties, including condos and new construction, I bring extensive knowledge and expertise to the process. I am a member of the Carteret County Association of REALTORS® and the Carteret County Chamber of Commerce. Additionally, I serve as a board member for the Emerald Isle Scholarship Fishing Tournament, and I am an annual supporter of the Emerald Isle Saint Patrick’s Day Festival as well as a sponsor of the Carteret County Board of Realtors annual scholarship golf tournament. When I’m not working, I enjoy playing golf with my sons, Tucker (13) and Turner (12). I’m also an avid inshore fisherman. I am married to Tina Venters Wood.
I am licensed in: NC
Great experience!
Gregory K.
Verified Customer
June 27, 2026
Great communication. Took the time to answer all my questions. Still available even after Closing.
Allen J.
Verified Customer
June 22, 2026
Great customer service and experience.
Patrick H.
Verified Customer
June 13, 2026
Lower Mortgage and Jon Wood provided great service. Would highly recommend
Thomas D.
Verified Customer
June 11, 2026
I like having direct contact with Jon and office staff. Very important to have a lender that knows my business and is able to adjust quickly. Great experience.
Thomas D.
Verified Customer
June 11, 2026
Honest, transparent and always there when I had any questions or concerns. From the first time that I talked with him, his entire team was there to support and explain the entire process to me. This was such a great experience with a lender and I highly recommend him to anyone in the area!
Dimitri S.
Verified Customer
June 6, 2026
Very smooth and professional process. Jon did an excellent job and made my recent condo purchase easy and stress-free. He was always responsive, took the time to answer my questions, and helped address any concerns along the way. I appreciated his communication, knowledge, and guidance throughout the entire process. I would gladly work with him again and highly recommend him to others.
Cory S.
Verified Customer
June 5, 2026
Scott F.
Verified Customer
May 28, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.