Steve Fischer
VP of Lending
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NMLS ID# 139230
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Steve
Steve has been involved in the mortgage business for over 29 years. His goal is to get your loan closed in a timely and efficient manner, with a great rate, and providing you nothing less than 100% satisfaction in your lending experience. Closing loans in today’s market requires knowledge, experience, and effective communication. Steve is a technology advocate and puts it to good use to help communicate with you as you navigate the home buying process. Technology helps to simplify an otherwise complicated process. Steve and the tech tools provided by Lower, LLC will help ensure you have a WOW mortgage experience! I look forward to making you my next satisfied client!
I am licensed in: AR, MO
Learn About Lower Reverse Mortgages
If you're age 55 or older, your home equity can be a powerful financial tool. Whether you're looking to buy a home, refinance your current mortgage, or access additional equity, Lower offers a range of reverse mortgage solutions designed to help you achieve your retirement goals.
No Monthly Payment
With eligible reverse mortgage products, you can eliminate your required monthly principal and interest payment.
Flexible Ways to Receive Funds
Depending on the solution you choose, you may receive funds as a lump sum, monthly payments, a line of credit, or a combination of options.
Access Equity When You Need It
A standby line of credit you only tap into if and when you need it.
Purchase, Refinance, or Access Equity
Use a reverse mortgage to buy your next home, refinance your current mortgage, or open a standby line of credit against your equity.
Steve and his staff were accessible for any questions all the time. They answered our questions promptly. Steve went through the process with us step by step and made it easy to understand.It was the best experience buying a home.
Tina F.
Verified Customer
August 8, 2026
vailable for every queson anytime of day.
Gabriel M.
Verified Customer
July 31, 2026
Super accessible to answer questions and work through options. Had us ready to close very quickly after negotiations were complete.
Butch W.
Verified Customer
July 25, 2026
Super accessible to answer questions and work through options. Had us ready to close very quickly after negotiations were complete.
Harold J.
Verified Customer
July 25, 2026
Honest, available, knowledgeable! I appreciated his customer service skills and genuine commitment to me as a customer.
Michelle S.
Verified Customer
July 23, 2026
always got a call back and answers quickly .
John D.
Verified Customer
July 22, 2026
Steve was so helpful and patient and was there for absolutely anything I needed!
Lauren G.
Verified Customer
July 19, 2026
..........
Clinton D.
Verified Customer
July 13, 2026
I could not be happier with the service I received. Steve answered every time I called and was absolutely wonderful to work with on my loan. Will recommend Lower Mortgage every chance I get.
Carla M.
Verified Customer
June 17, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.