Miranda Kelley
Branch Manager
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NMLS ID# 2095187
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Miranda
Miranda Kelley is a Branch Manager based in Oxford, Alabama, with Team ACOPIA, supporting clients through the residential mortgage lending process. She is focused on delivering a high level of service built on clear communication, transparency, and consistent availability throughout the home financing journey. Miranda works closely with borrowers to help educate them on the mortgage process and guide them toward solutions that align with their financial goals. Her approach emphasizes teamwork, client support, and creating a smooth, positive experience from application through closing, with a commitment to helping make each step of the loan process as straightforward as possible.
I am licensed in: GA, AL
Kesha J.
Verified Customer
August 3, 2026
Everything was great, Miranda made the whole entire process easy they explained everything that needed to be explained and did everything she could to help during this process and make it easy and understandable
Lesha J.
Verified Customer
August 3, 2026
Amilliona F.
Verified Customer
August 2, 2026
The excellent communication
Amilliona P.
Verified Customer
August 2, 2026
Nikki and Miranda were fantastic!! Any questions we had were answered quickly, kindly, and efficiently + we were kept in the loop every step of the way. So thankful for the guidance provided!
Laura F.
Verified Customer
July 31, 2026
Miranda went well above and beyond for us.We really enjoyed working with her. And she explained every detail to us.
Felicia G.
Verified Customer
July 31, 2026
This is my third time using Miranda for financing a house Her and her staff are always great to deal with
Julie N.
Verified Customer
July 16, 2026
Miranda was willing to answer any and all questions I had before and during the process of major decisions. She informed me with the needful and necessary knowledge I didn't have. She is a wonderful person to work with.
Curtis J.
Verified Customer
July 13, 2026
Miranda was willing to answer any and all questions I had before and during the process of major decisions. She informed me with the needful and necessary knowledge I didn't have. She is a wonderful person to work with.
Curtis J.
Verified Customer
July 13, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
