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Nikki

Nikki Benefield

Loan Originator

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NMLS ID# 2693724

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About Nikki

Nikki Benefield is a Loan Originator based in Oxford, Alabama, working with Team ACOPIA to help homebuyers and homeowners navigate the mortgage process. She supports clients through each stage of financing, from initial consultation through closing, with a focus on clear communication and personalized loan solutions. Nikki works to help borrowers understand their options and select programs that align with their financial goals. Her approach emphasizes responsiveness, guidance, and creating a smooth, straightforward lending experience for every client she serves.

I am licensed in: AL

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How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

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