Adriel Esparza
Regional Vice President
|
NMLS ID# 237241
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Adriel
I’m a mortgage advisor who helps families and referral partners make smarter decisions through clear, strategic financing. With nearly 30 years across lending, real estate, taxes, insurance, and financial planning, my approach simplifies complex scenarios and creates real advantages for the people I serve. As Regional Vice President at Lower Mortgage, my focus is simple: give my clients and Realtors a competitive edge in their market. That means providing: - Advanced scenario strategy for complex, jumbo, and portfolio lending files - Fast communication and modern systems that elevate the client experience - Financing clarity that builds confidence for both clients and partners - Proprietary guidance that helps Realtors win more deals - Exclusive lead programs that help partners generate new business My commitment is to be a strategic resource, not just a lender, for everyone I support. My mission is simple: Help families win. Help partners grow. Provide clarity, strategy, and stability in every financial decision. If you’re looking for strategic guidance or collaboration, I’d love to connect.
I am licensed in: CA, CO
May 23, 2025
We are so grateful to Adriel for the work he did to get us into our new home! We had a very complicated situation going into this purchase and had already tried working with 2-3 other lenders unsuccessfully before we were referred to Adriel. Adriel faced the challenge head on, gave us the facts at each step, and never promised more than he knew he could deliver. In the end his plan worked out exactly as he laid out to us and we closed on our new home with a great interest rate. We couldn’t be more thankful or happy to refer him to anyone no matter their situation. Thank you Adriel!
Melissa P.
Verified Customer
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
