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Gino

Gino Fronti

EVP, Division President West & VP of Product for LOAi

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NMLS ID# 256988

Contact
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Gino

Gino Fronti is an Executive Vice President, Division President West, and VP of Product based in California, with more than 20 years of experience in the mortgage industry and over 25 years as a real estate investor. He began his career as a hands-on loan originator, developing a deep understanding of the borrower experience that continues to shape his leadership approach today. Throughout his career, he has led high-performing, billion-dollar-producing teams across branch and regional leadership roles while mentoring professionals across the mortgage industry. In addition to his leadership in housing and lending, Gino is a co-founder of Momentum Builder, where he focuses on connecting professionals with coaching and development opportunities to help them grow personally and professionally. He also maintains an active global investment portfolio spanning multifamily properties, syndications, and development projects. His work centers on innovation in real estate, mortgage lending, and technology, with a focus on improving the borrower experience and streamlining operational efficiency across the industry.

I am licensed in: CA

Learn About Lower Reverse Mortgages

If you're age 55 or older, your home equity can be a powerful financial tool. Whether you're looking to buy a home, refinance your current mortgage, or access additional equity, Lower offers a range of reverse mortgage solutions designed to help you achieve your retirement goals.

No Monthly Payment

With eligible reverse mortgage products, you can eliminate your required monthly principal and interest payment.

Flexible Ways to Receive Funds

Depending on the solution you choose, you may receive funds as a lump sum, monthly payments, a line of credit, or a combination of options.

Access Equity When You Need It

A standby line of credit you only tap into if and when you need it.

Purchase, Refinance, or Access Equity

Use a reverse mortgage to buy your next home, refinance your current mortgage, or open a standby line of credit against your equity.

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

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