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Irma

Irma Arteaga

Loan Officer

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NMLS ID# 1526909

Contact
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Irma

Irma Arteaga is a dedicated loan officer at Lower Mortgage with over 25 years of experience in the real estate and mortgage industry. Since 1998, She has been passionately helping homebuyers find the perfect loan to fit their needs.    As a bilingual professional fluent in English and Spanish, she is committed to making the loan process accessible and straightforward for a diverse range of clients. She specializes in assisting first-time homebuyers, guiding them through every step with care and expertise.    Beyond her professional life, She is a proud and devoted mother and wife of over 26 years. Her family values drive her to provide exceptional service and personalized attention to each client, ensuring they feel supported and confident in their home-buying journey.    By choosing Irma Arteaga as your loan officer, you will gain a reliable partner who genuinely cares about your homeownership dreams by finding the right loan for you.

Learn About Lower Reverse Mortgages

If you're age 55 or older, your home equity can be a powerful financial tool. Whether you're looking to buy a home, refinance your current mortgage, or access additional equity, Lower offers a range of reverse mortgage solutions designed to help you achieve your retirement goals.

No Monthly Payment

With eligible reverse mortgage products, you can eliminate your required monthly principal and interest payment.

Flexible Ways to Receive Funds

Depending on the solution you choose, you may receive funds as a lump sum, monthly payments, a line of credit, or a combination of options.

Access Equity When You Need It

A standby line of credit you only tap into if and when you need it.

Purchase, Refinance, or Access Equity

Use a reverse mortgage to buy your next home, refinance your current mortgage, or open a standby line of credit against your equity.

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

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