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Josh

Josh Jarrard

Loan Officer

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NMLS ID# 234275

Contact
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Josh

Josh Jarrard is a Loan Officer serving the Santa Clarita Valley area of California, helping homebuyers and homeowners navigate the mortgage process with clarity and confidence. He works with a wide range of clients, including first-time homebuyers and those looking to refinance, and provides guidance on loan options such as conventional, FHA, VA, and other tailored mortgage solutions. Josh focuses on clear communication, responsive service, and helping borrowers choose financing strategies that align with their long-term goals. His approach emphasizes simplifying the lending process from pre-approval through closing, ensuring clients feel informed, supported, and confident every step of the way.

I am licensed in: CA

Learn About Lower Reverse Mortgages

If you're age 55 or older, your home equity can be a powerful financial tool. Whether you're looking to buy a home, refinance your current mortgage, or access additional equity, Lower offers a range of reverse mortgage solutions designed to help you achieve your retirement goals.

No Monthly Payment

With eligible reverse mortgage products, you can eliminate your required monthly principal and interest payment.

Flexible Ways to Receive Funds

Depending on the solution you choose, you may receive funds as a lump sum, monthly payments, a line of credit, or a combination of options.

Access Equity When You Need It

A standby line of credit you only tap into if and when you need it.

Purchase, Refinance, or Access Equity

Use a reverse mortgage to buy your next home, refinance your current mortgage, or open a standby line of credit against your equity.

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

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