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Miguel

Miguel Esersky

Loan Officer

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NMLS ID# 1630051

Contact
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Miguel

Miguel Esersky is a knowledgeable loan officer serving the Santa Clarita Valley, California, dedicated to helping clients achieve their homeownership and financial goals with confidence. With a strong understanding of the local housing market, Miguel provides personalized mortgage solutions tailored to each borrower’s unique needs. He works with a wide range of loan programs, including conventional, FHA, VA, and jumbo loans, assisting first-time homebuyers, growing families, and experienced investors throughout the Santa Clarita Valley. Miguel is committed to guiding clients through every stage of the loan process, ensuring they feel informed and supported from application to closing. Known for his responsiveness and attention to detail, Miguel takes pride in delivering a smooth and efficient lending experience. His client-focused approach emphasizes clear communication, transparency, and finding the right loan options with competitive rates. Whether youre purchasing a home, refinancing, or exploring your mortgage options in Santa Clarita Valley, CA, Miguel Esersky offers the expertise and dedication needed to help you make confident financial decisions.

I am licensed in: CA

Learn About Lower Reverse Mortgages

If you're age 55 or older, your home equity can be a powerful financial tool. Whether you're looking to buy a home, refinance your current mortgage, or access additional equity, Lower offers a range of reverse mortgage solutions designed to help you achieve your retirement goals.

No Monthly Payment

With eligible reverse mortgage products, you can eliminate your required monthly principal and interest payment.

Flexible Ways to Receive Funds

Depending on the solution you choose, you may receive funds as a lump sum, monthly payments, a line of credit, or a combination of options.

Access Equity When You Need It

A standby line of credit you only tap into if and when you need it.

Purchase, Refinance, or Access Equity

Use a reverse mortgage to buy your next home, refinance your current mortgage, or open a standby line of credit against your equity.

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

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