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Scott

Scott Edwards

Loan Officer

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NMLS ID# 1097143

Contact
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Scott

Scott Edwards is a Loan Officer serving the Santa Clarita Valley area of California, with experience in the mortgage industry since 2001. He brings more than two decades of lending experience to helping homebuyers and homeowners navigate a variety of financing options, including conventional, FHA, VA, and refinance programs. Scott focuses on providing clear guidance and practical solutions tailored to each client’s financial goals. His approach emphasizes communication, consistency, and a smooth loan process from application through closing, ensuring clients feel informed and supported at every stage of their home financing journey.

Learn About Lower Reverse Mortgages

If you're age 55 or older, your home equity can be a powerful financial tool. Whether you're looking to buy a home, refinance your current mortgage, or access additional equity, Lower offers a range of reverse mortgage solutions designed to help you achieve your retirement goals.

No Monthly Payment

With eligible reverse mortgage products, you can eliminate your required monthly principal and interest payment.

Flexible Ways to Receive Funds

Depending on the solution you choose, you may receive funds as a lump sum, monthly payments, a line of credit, or a combination of options.

Access Equity When You Need It

A standby line of credit you only tap into if and when you need it.

Purchase, Refinance, or Access Equity

Use a reverse mortgage to buy your next home, refinance your current mortgage, or open a standby line of credit against your equity.

Learn More

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.


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