Scott Edwards
Loan Officer
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NMLS ID# 1097143
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Scott
Scott Edwards is a Loan Officer serving the Santa Clarita Valley area of California, with experience in the mortgage industry since 2001. He brings more than two decades of lending experience to helping homebuyers and homeowners navigate a variety of financing options, including conventional, FHA, VA, and refinance programs. Scott focuses on providing clear guidance and practical solutions tailored to each client’s financial goals. His approach emphasizes communication, consistency, and a smooth loan process from application through closing, ensuring clients feel informed and supported at every stage of their home financing journey.
Learn About Lower Reverse Mortgages
If you're age 55 or older, your home equity can be a powerful financial tool. Whether you're looking to buy a home, refinance your current mortgage, or access additional equity, Lower offers a range of reverse mortgage solutions designed to help you achieve your retirement goals.
No Monthly Payment
With eligible reverse mortgage products, you can eliminate your required monthly principal and interest payment.
Flexible Ways to Receive Funds
Depending on the solution you choose, you may receive funds as a lump sum, monthly payments, a line of credit, or a combination of options.
Access Equity When You Need It
A standby line of credit you only tap into if and when you need it.
Purchase, Refinance, or Access Equity
Use a reverse mortgage to buy your next home, refinance your current mortgage, or open a standby line of credit against your equity.
Scott was great he didn't give up when things became complicated. Very pleasant and knowledgeable. Communication was top tier when there was unexpected issues. Scott and his team was awesome.
Dante W.
Verified Customer
August 28, 2026
It makes a difference when you've working with the realtor and finance guy for three years. Thanks for all of your help, we will not be strangers.
Shebra C.
Verified Customer
August 24, 2026
My husband really did most of the interaction after initial contact. I thought Scott was really friendly and willing to answer any questions. The only let down was the interest rate was much higher than what he originally felt confident he could get for us.
Raye M.
Verified Customer
August 17, 2026
Coming from out of state there were aspects of the financing and titling unfamiliar to me e.g. community property state, utilizing two separate trusts, zoning matters, etc. that Scott brought to my attention and remedied. I also believe that his communication was …excellent. Would have liked a little better of a rate, but those issues were beyond his control as it had to do with the type of property and how the lenders viewed things. Overall a relatively simple and excellent experience.
Robert M.
Verified Customer
August 16, 2026
Scott made happen what I thought was impossible. It was an absolute pleasure working with him and the team.
Teresa M.
Verified Customer
July 28, 2026
Scott was very patient and attentive to us even when we had some questions that bothered us during the process. Glad we had him to work with us. Looking forward to future work together.
Opeyemi O.
Verified Customer
July 26, 2026
The Mortgage Doc is great at what he does he knows how to get you from trying to achieving, all you have one has to do is reach out to him.
Ayardie Y.
Verified Customer
July 25, 2026
It's all with how he lets you know what's needed to better assist his Customers to ascertain thte they're seeeking. He's The Doc because he makes sure all is well from start to finish.
Nikita L.
Verified Customer
July 25, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
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