Christina Klingman
Sr. Loan Officer
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NMLS ID# 2259242
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Christina
I love to help my clients achieve the Amercian Dream of being a homeowner. I have over 3 years of experience as a Mortgage Loan Originator, I have the best team of processors and underwriters here at Lower. I am a working mom, a wife and your favorite lender :) I am super passionate, I like to listen to your needs and goals. I make the home buying process as seamless as possible. My heart gets filled with I get to tell you Welcome to your NEW HOME
I am licensed in: FL
Christina Klingman is so very ATTENTIVE and considerate PLUS she is available ALL THE TIME !! weekends, evenings 7 days a week. She is always there to assist and help . When you are a Realtor, like myself, questions, issues, and potential new clients come up all the time, ( and you just CANT WAIT till Monday to get a response) and she is ALWAYS there to work tge deal and walk everyone through the process. If you use anyone else , your just going to get frustrated , Use Christina for a smooth and STRESS FREE mortgage transaction.
Patricia M.
Verified Customer
August 16, 2026
We had an outstanding experience working with Christina Klingman. From start to finish, she was professional, knowledgeable, responsive, and genuinely committed to making the entire process as smooth and stress-free as possible. She always took the time to answer our questions and kept us informed every step of the way. Her dedication, attention to detail, and exceptional customer service exceeded our expectations. We highly recommend Christina to anyone looking for someone who truly cares about their clients and delivers an outstanding experience.
Radames J.
Verified Customer
August 7, 2026
Everything. Elite communicator, always professional, considerate. I have always trusted that Christina was only putting in 100 percent effort to get the best results for me at all times. I would not be able to fathom a negative word or review to even criticize if I wanted.
Jason W.
Verified Customer
August 6, 2026
Staying on top of things and informing us of the next steps.
Shaun F.
Verified Customer
March 30, 2026
The personal service and attention was over the top thank you
Rafael A.
Verified Customer
February 10, 2026
I don't usually write reviews, but I get that people only hear about the bad experiences and not the great service they obtain. I started at Chase Bank to get a mortgage, and I also asked about Navy Federal. I also asked a realtor friend if she knew anyone. She hooked me up with Christina. Everyone was nice and polite, but the service I received from Christina was exceptional. The other two lenders asked me to find things through my own insurance, title companies, appraisers, etc., and send them documents. Christina, on the other hand, had several contacts that she referred me to, which made this process much easier. She was in constant contact with me, showing me the process, the progress, and the items needed to complete each step. She emailed me and followed up with more emails, texts, and calls. I really appreciated this, as I'm often busy and can't always answer her calls right away. She even gave me a call when she heard third parties were trying to get in touch with me, just to make sure I was aware. Since it was my first time owning a house, she either gave me advice or introduced me to people who could help me with everything that goes with that, from taxes and utilities to homeowners' insurance and possible house repairs. Christina's service was like dining at a five-star restaurant compared to a fast food place like McDonald's. She even called me on the day my funding was finalized to congratulate me. Would I recommend her? Absolutely! Would I use her again? Definitely!
Rafael A.
Verified Customer
February 10, 2026
Communication and patience in explaining everything that goes on in the process
Jordan N.
Verified Customer
October 24, 2025
Pleasure to work with. Answered all my questions .
John B.
Verified Customer
October 18, 2025
Her personality and communication
Stephen F.
Verified Customer
September 22, 2025
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.