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Zach

Zach Mick

Sr. Loan Officer

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NMLS ID# 1715872

Contact
Mobile: (239) 469-8328
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Zach

Zach helps homebuyers, homeowners, investors, and realtor partners navigate the mortgage process with clear communication, practical guidance, and a service-first approach. He works with clients throughout Florida and surrounding communities, helping them compare financing options and feel confident from pre-approval through closing. Zach has experience with conventional loans, FHA loans, VA loans, jumbo financing, condo financing, second homes, investment properties, refinances, and cash-out refinances. He also helps clients explore Non-QM mortgage options, including DSCR (Debt Service Coverage Ratio) loans for real estate investors, bank statement loans for self-employed borrowers, and asset qualifier loans for clients who may qualify based on available assets rather than traditional income documentation. Based in Bonita Springs, Zach regularly helps clients and referral partners throughout Florida, including Bonita Springs, Naples, Fort Myers, Estero, Cape Coral, and surrounding communities. He is licensed in Florida, Michigan, Georgia, New Hampshire, Illinois, Ohio, South Carolina, and Arizona, allowing him to assist buyers and homeowners in multiple markets. Zach’s approach is simple: provide honest guidance, communicate quickly, and help each client understand the numbers before making a decision. His goal is to be a trusted mortgage resource for buyers, homeowners, investors, and real estate professionals who want a lender who is responsive, knowledgeable, and committed to helping the process move smoothly.

I am licensed in: FL, GA, NH, MI, OH, AZ, NC, TN, SC, IL, TX

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.


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Selection