Zach Mick
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Zach
Zach helps homebuyers, homeowners, investors, and realtor partners navigate the mortgage process with clear communication, practical guidance, and a service-first approach. He works with clients throughout Florida and surrounding communities, helping them compare financing options and feel confident from pre-approval through closing. Zach has experience with conventional loans, FHA loans, VA loans, jumbo financing, condo financing, second homes, investment properties, refinances, and cash-out refinances. He also helps clients explore Non-QM mortgage options, including DSCR (Debt Service Coverage Ratio) loans for real estate investors, bank statement loans for self-employed borrowers, and asset qualifier loans for clients who may qualify based on available assets rather than traditional income documentation. Based in Bonita Springs, Zach regularly helps clients and referral partners throughout Florida, including Bonita Springs, Naples, Fort Myers, Estero, Cape Coral, and surrounding communities. He is licensed in Florida, Michigan, Georgia, New Hampshire, Illinois, Ohio, South Carolina, and Arizona, allowing him to assist buyers and homeowners in multiple markets. Zach’s approach is simple: provide honest guidance, communicate quickly, and help each client understand the numbers before making a decision. His goal is to be a trusted mortgage resource for buyers, homeowners, investors, and real estate professionals who want a lender who is responsive, knowledgeable, and committed to helping the process move smoothly.
I am licensed in: FL, GA, NH, MI, OH, AZ, NC, TN, SC, IL
friendly, helpful, great communication
Rachelle G.
Verified Customer
August 20, 2026
Zach is extremely knowledgeable and is always ahead of what needs to be done. He presents all the options clearly so you can make the best decision possible. Truly makes the process easy and painfree.
Bruce S.
Verified Customer
August 19, 2026
Zack was quick with the loan approval. He was available during closing when I needed him.
Christopher D.
Verified Customer
August 18, 2026
Josh Mick has been my "go to" lender for a decade and Zach is just as wonderful
Rachael R.
Verified Customer
August 18, 2026
Zach was professional, knowledgeable, informative, and things were done quickly. Anytime we had a question, Zach responded immediately which gave my buyers the security of feeling confident with the transaction. Everything went extremely smoothly! Thank you Zach!
Kathy S.
Verified Customer
August 14, 2026
Everything ran smoothly, and communication was great.
James W.
Verified Customer
July 20, 2026
It had been a long time since I purchased my last home and Zach and his team made the process very pleasant and very seamless. They were attentive. Zach was always there when I had a question or a concern. He was quick to answer. His team is amazing. I have already recommended him to a few of my friends and I will continue to do so and continue to partner with Zach in the future. I highly recommend them.
Kathryn S.
Verified Customer
July 2, 2026
This was such an amazing experience. They had answer all questions made us understand what was needed and expected. They were always there through this whole process. High recommend Zack Mick for all your mortgage needs!!
Kistin K.
Verified Customer
June 13, 2026
Zach made this process easy and took care of business from 2 time zones away. zach Was eaay to communicate with and explained Everything we had questions about.
Douglas S.
Verified Customer
June 12, 2026
Communication was excellent and the process was smooth.
Christopher K.
Verified Customer
June 10, 2026