Cheryl Baldwin
Sales Manager
|
NMLS ID# 1668094
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Cheryl
At Lower in Ft. Myers, FL, we believe that the journey to homeownership should be as smooth and rewarding as possible. Whether you’re buying your first home, refinancing, or exploring your options, my goal is to provide personalized guidance and creative solutions tailored to your unique needs. The mortgage process doesn’t have to be overwhelming—I’m committed to simplifying it and ensuring you feel confident every step of the way. With access to industry-leading tools and resources, I’ll work hard to find the right solution for your situation and help turn your dreams into reality. Let’s connect! I’m excited to learn more about your goals and help you take the next step toward homeownership. Together, we’ll make it happen. Reach out today, and let’s get started!
I am licensed in: FL, GA
Cheryl always does a great job!
Samantha M.
Verified Customer
June 25, 2026
Secured a very competitive interest rate , wonderful customer service, great team
Susan P.
Verified Customer
June 19, 2026
Cheryl walked me and my fiancé through the entire process of buying a home. She would stay on the phone with us untill both of us understood wnd and felt comfortable with the next steps!
Olivia D.
Verified Customer
June 10, 2026
Cheryl was great to work with!
Jack G.
Verified Customer
June 1, 2026
Cheryl was always available and able to answer all questions timely. The process itself was quick and easy. I loved the tracking in the app and electronic documents and signatures. Thank you!
Kristine F.
Verified Customer
May 29, 2026
Cheryl was AWESOME!!!! She made sure everything went smoothly and stayed on schedule . She communicated with me daily and explained everything
Patrick M.
Verified Customer
May 13, 2026
Chery is a subject-matter expert on VA, conventional, and FHA loans. She is able to explain the information in layman's terms, which I think is super important when buying a house. I did not think the deal would work out, but she explored alternative avenues, and it did! I truly appreciate her expertise and time. Especially since the homebuying process is very stressful.
Jorden D.
Verified Customer
May 4, 2026
Wonderful.
Kenneth W.
Verified Customer
April 30, 2026
Cheryl walked us through every step and explained the whole process which made it easy to understand as a first home buyer. She is amazing!!!
Kara L.
Verified Customer
April 27, 2026
Cheryl is AMAZING! We give her 10 out of 10! Five stars!!! She is incredibly knowledgeable and so very sweet! She took her time breaking down every step of the home buying process for us. Buying a home is stressful but you can make it 90% less stressful by having Cheryl in your corner. Cheryl and her whole team are the absolute best! We cannot thank her enough for all she has done for us!
Johnathan F.
Verified Customer
April 20, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.