Your Loan Officer
DeAnna Rivera - Branch Manager, VP | Lower Mortgage
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DeAnna

DeAnna Rivera

Branch Manager, VP

|

NMLS ID# 327112

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About DeAnna

Hi, Im DeAnna Adinolfo Rivera. I bring over 20 years of experience in mortgage lending, including serving as both a loan officer and branch manager, and helping clients think through not just the loan, but the bigger financial picture. I work hands on with buyers and real estate partners every day, helping them navigate real life scenarios with clarity, patience, and a plan that makes sense. I work with buyers, agents, CPAs, and attorneys across Florida. Many of the clients I help dont fit neatly into a box. First time buyers, self-employed borrowers, investors, families going through transitions, or people who simply want someone to slow the process down and explain things clearly. Thats where I add the most value. My approach is simple. Education first, always. I believe people make better decisions when they truly understand their options. Ill walk you through the numbers in plain English, talk through the tradeoffs, and help you choose a path that fits both your goals and your comfort level. No pressure. No surprises. Homeownership changed my own life. As a single mom, I understand how much stability and security matter, and how overwhelming this process can feel without the right guidance. That perspective shapes how I show up for my clients every day. If youre looking for a lender who will communicate clearly, advocate for you, and treat your loan like it truly matters, youre in the right place. Lets get started.

I am licensed in: FL, GA

What Others are Saying

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Deanna was extremely helpful and was lightning quick with responses. Whenever we needed quick assistance , no matter the time, she was always there to help. The amount of information that was provided by Deanna made things understandable for someone who has never went through the process before as a first time home buyer. This saved us a lot of stress that I heard usually comes with the home buying process. I am forever grateful for the service provided and I will be recommending Deanna to anyone I know that is looking to purchase a home. - Justin P.

Deanna was so easy to work with and made me feel very calm through the entire process. She explained things in ways that I was able to easily understand and she was ready and willing to answer any questions I had. It was truly such a pleasure working with Deanna. - Megan E.

Deanna was available anytime of day. She helped explain the whole process every step of the way! She worked hard to keep things moving and made sure we closed on time!!! I've already recommended her to our friend! - Lisa L.

Find Your Ideal Payment

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Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
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*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.