Vito Mirra
Loan Officer
|
NMLS ID# 581430
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Vito
At Lower in Ft. Myers, FL, we believe that the journey to homeownership should be as smooth and rewarding as possible. Whether you’re buying your first home, refinancing, or exploring your options, my goal is to provide personalized guidance and creative solutions tailored to your unique needs. The mortgage process doesn’t have to be overwhelming—I’m committed to simplifying it and ensuring you feel confident every step of the way. With access to industry-leading tools and resources, I’ll work hard to find the right solution for your situation and help turn your dreams into reality. Let’s connect! I’m excited to learn more about your goals and help you take the next step toward homeownership. Together, we’ll make it happen. Reach out today, and let’s get started!
I am licensed in: FL
Vito is hands-down one of the best loan officers I’ve ever worked with. From the first conversation he made the entire process clear, stress-free, and surprisingly smooth. He was always responsive, answered every question thoroughly, and went out of his way to find the best options for my situation. His knowledge, professionalism, and genuine care made a potentially overwhelming process feel easy. I couldn’t recommend him more highly — if you need a loan officer who truly has your back, call Vito!
David B.
Verified Customer
July 29, 2026
Vito and his team were absolutely marvelous! They basically held our hands throughout the entire process and made it an exceptionally, simple and stress free. We had a few speedbumps in the way and they were handled in a timely manner. Thank you Vito and the entire team for everything!!!
Jodi I.
Verified Customer
July 23, 2026
Vito and staff are amazing.
Terry E.
Verified Customer
July 23, 2026
I have worked with Vito many times in the past and he always comes through. Thanks again for your help Vito.
Jason M.
Verified Customer
May 14, 2026
Vito and his team were a pleasure to work with and kept me up to date with all steps in the process !! Highly recommend
Christopher K.
Verified Customer
May 6, 2026
Closed on time and was well informed throughout.
Lawrence P.
Verified Customer
April 28, 2026
Vito always kept me updated by text and email. Vito always promptly answered calls and his office staff did this as well.
Candice W.
Verified Customer
April 18, 2026
I was guided every step of the way. very supportive and patient. Available every time I had a question or concern, and responded in a timely manne.
Cristina V.
Verified Customer
April 5, 2026
Vito was very persistent and very communicative with us through the whole process and answered all of our questions we had during the process. Would highly recommend Vito! Thanks again!
Ryan K.
Verified Customer
March 23, 2026
Vito is an excellent communicator. His response times were amazing and he offered clear understandable explanations and advice. Will recommend to anyone who is shopping for a home or refinance! Thank you Vito!
Tia P.
Verified Customer
March 17, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.