Vito Mirra
Loan Officer
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NMLS ID# 581430
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Vito
At Lower in Ft. Myers, FL, we believe that the journey to homeownership should be as smooth and rewarding as possible. Whether you’re buying your first home, refinancing, or exploring your options, my goal is to provide personalized guidance and creative solutions tailored to your unique needs. The mortgage process doesn’t have to be overwhelming—I’m committed to simplifying it and ensuring you feel confident every step of the way. With access to industry-leading tools and resources, I’ll work hard to find the right solution for your situation and help turn your dreams into reality. Let’s connect! I’m excited to learn more about your goals and help you take the next step toward homeownership. Together, we’ll make it happen. Reach out today, and let’s get started!
I am licensed in: FL
I have worked with Vito many times in the past and he always comes through. Thanks again for your help Vito.
Jason M.
Verified Customer
May 14, 2026
Vito and his team were a pleasure to work with and kept me up to date with all steps in the process !! Highly recommend
Christopher K.
Verified Customer
May 6, 2026
Closed on time and was well informed throughout.
Lawrence P.
Verified Customer
April 28, 2026
Vito always kept me updated by text and email. Vito always promptly answered calls and his office staff did this as well.
Candice W.
Verified Customer
April 18, 2026
I was guided every step of the way. very supportive and patient. Available every time I had a question or concern, and responded in a timely manne.
Cristina V.
Verified Customer
April 5, 2026
Vito was very persistent and very communicative with us through the whole process and answered all of our questions we had during the process. Would highly recommend Vito! Thanks again!
Ryan K.
Verified Customer
March 23, 2026
Vito is an excellent communicator. His response times were amazing and he offered clear understandable explanations and advice. Will recommend to anyone who is shopping for a home or refinance! Thank you Vito!
Tia P.
Verified Customer
March 17, 2026
If you’re looking for a home, call Vito at Community Lending! He was so helpful and knowledgeable in guiding us through our home buying process. He responded almost immediately to all our questions and concerns and explained everything in easy to understand terms and we paid less than expected at closing! Highly recommend! Call him!
Tia P.
Verified Customer
March 17, 2026
Vito made the lending process smooth. I am thankful for all the great advice from Vito and look forward to working with him again in my future purchases.
Manuel R.
Verified Customer
December 29, 2025
Vito communication was consistent and he worked hard in obtai my mortgage through effective means. There were things that were not standard in the mortgage business and he helped me fight and navigate it through.
Christina F.
Verified Customer
July 19, 2025
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.