Monica Mudie
RMLO
|
NMLS ID# 176566
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Monica
At Lower, we believe that the journey to homeownership should be as smooth and rewarding as possible. Whether you’re buying your first home, refinancing, or exploring your options, my goal is to provide personalized guidance and creative solutions tailored to your unique needs.
I am licensed in: AL, GA, NC, SC, VA, FL
The entire time that I have interacted and done business with Monica has been absolutely amazing. Monica is very knowledgeable and most importantly patient. Myself and my 2 children have all done business with Monica and look forward to doing business in the future.
Erica J.
Verified Customer
July 23, 2026
Very professional
Lawrence G.
Verified Customer
July 17, 2026
Her attention to detail about the loan process and making sure I understand everything about the loan
Keith C.
Verified Customer
July 10, 2026
I am beyond grateful for everything you did to help me get approved for my home loan and make my dream of becoming a homeowner come true. From the very beginning, you believed in me, worked tirelessly on my behalf, and never gave up, even when things became challenging. Your dedication, constant communication, and willingness to answer every question made such a stressful process feel so much easier. You always made me feel comfortable, supported, and confident that everything would work out. Because of your hard work and commitment, my family and I now have a place to call home, and that is something we will never forget. Thank you for going above and beyond for us. Your kindness, patience, and determination have truly made a lasting impact on our lives, and we will always be grateful.
Braniah M.
Verified Customer
July 4, 2026
This is my second home purchase with Monica Mudie and I must say she is amazing and continues to serve the exact same level of care, professionalism and detail as she did for my first home. I always learn more when working with Monica she likes to make sure her clients are informed and understand why things are happening. She is my preferred lender always . At this point she feels like family lol, thank you 1,000 times over!
Shantee T.
Verified Customer
July 3, 2026
Monica is always great to work with. This is my second time working with her & she is always available and willing to answer all of my questions with so much clarity and that helped to make my process so seamless and thorough. I would happily refer her to any friends/family and look forward to working with her again, myself.
Deiana D.
Verified Customer
June 29, 2026
Working with Monica was an excellent experience from start to finish. She provided expert, timely guidance and was always available to answer my questions, making sure I felt informed and confident throughout the entire process. Her attention to detail and professionalism ensured everything was handled smoothly and with care. What stood out most was her ability to make the experience feel personal while maintaining a high level of professionalism. She took the time to understand my needs and made me feel supported not just as a buyer, but as a person. I am truly grateful for her guidance and would highly recommend Monica to anyone looking for a knowledgeable and dedicated lending professional.
Sadia G.
Verified Customer
April 25, 2026
Monica made my process move smooth and easy-she's the GOAT!
Michelle K.
Verified Customer
April 14, 2026
I’m so very grateful for the opportunity to work with Monica Moody during the purchase of my home. She was incredibly responsive, timely, knowledgeable of her craft, and worked diligently to make sure everything stayed on track. Monica was always pleasant, listened carefully to my concerns, and took the time to address every question I had, even in the middle of her work out. She would still answer the phone and address my concerns no matter how busy she was. Her dedication and support made the entire process feel smooth and much less stressful. I truly appreciate all of her hard work and would highly recommend her to anyone looking for a lender who genuinely cares about her clients.
Constance E.
Verified Customer
March 5, 2026
She was very knowledgeable and I appreciate her being there letting me know what I needed to do
Wilvena D.
Verified Customer
March 1, 2026
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How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.