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Doug

Doug Richards

Loan Advisor

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NMLS ID# 664159

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About Doug

Doug Richards is a Loan Advisor based in Duluth, Georgia, working with Team ACOPIA and bringing experience in the mortgage industry since 2000. He supports homebuyers and homeowners through a wide range of financing needs, helping clients navigate options such as conventional, FHA, VA, and refinance programs. With over two decades of experience, Doug focuses on providing clear guidance and practical solutions tailored to each borrower’s goals. His approach emphasizes strong communication, consistency, and a smooth lending experience from application through closing, ensuring clients feel informed and supported throughout the mortgage process.

I am licensed in: GA, AL

What Others are Saying

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Doug is a professional, consistent, helpful, patient and gets the job done. Doug always kept me up to date on all the moving parts that occur in a loan transaction. He was also helpful with answering questions. I had to reach out to him on the weekend too. Doug and the team at Acopia showed their agility in adapting to last minute changes (the seller). The deal closed and I am enjoying my new townhouse. - Cathy W.

AMAZING!! That is the first word that comes to mind when I describe my experience working with Doug. As a first time home buyer I had a lot of questions and needed a lot of clarification. Doug was extremely helpful, kind and attentive throughout the entire process. He had clear, honest and prompt communication. I would recommend Doug to any family or friend. We will definitely work together again in the future. - The Lake Family

Acopia was great! We used them when purchasing our home and again 18 months later to refinance. The process couldn’t have been any easier. Doug is the best! - Kevin T.

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.


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