Jeff Ingram
Branch Sales Manager
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NMLS ID# 165770
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Jeff
I joined the mortgage industry in 1991 after graduating from the University of Georgia. He has worked in all aspects of the business including originating loans, processing, underwriting, closing, and managing a team. This experience allows him to help his borrowers in finding the perfect loan for their situation. Whether you are a 1st time home buyer or a 5th time buyer or just want to refinance Jeff will get the job done for you quickly and professionally. I am licensed in Georgia, Texas, Tennessee and Alabama.
I am licensed in: TN, AL, GA, SC, TX
Jeff was amazing made me feel like he had my best interest at heart.
Austin A.
Verified Customer
July 29, 2026
I felt at ease during the entire process beginning at our initial conversation. He immediately got the ball rolling. The rest of the process was easy to manage and did not take a long time.
Demetria F.
Verified Customer
July 6, 2026
Jeff and the team made the experience easy amd effortless.
Eleanor F.
Verified Customer
June 30, 2026
Jeff went over and above helping us secure funding for our loan. Our situation was very unique and he found a way to make it happen! Jeff was very professional and easy to work with, we would absolutely recommend Jeff and Lower Mortgage.
Kelly S.
Verified Customer
June 18, 2026
Jeff always had great communication with us. Anytime we had a question or didn't understand part of the process he made sure we fully understood everything.
Fatima O.
Verified Customer
June 2, 2026
Jeff is very helpful and very responsive.
Antonio R.
Verified Customer
May 13, 2026
Jeff was very helpful. His communication was outstanding. He made sure all of my needs were met and exceeded all of my expectations!! He made buying my first home, a stress-free, delightful experience! I would highly recommend him!!
Kerri G.
Verified Customer
March 31, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
