Stephen Gowen
Area Sales Manager
|
NMLS ID# 160949
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Stephen
Buying a new home is an exciting step in your life and I truly enjoy helping my clients through the process of obtaining the best mortgage. I am here to assist you through the entire transaction from initial mortgage pre-approval through your closing while answering any questions that you may have throughout. Being a reputable, experienced local lender, I know the Metro Atlanta real estate market very well and can provide additional value in my knowledge. My goal is to become your go to lender for all of your mortgage needs now and going forward for not only you but your friends and family as well. Specialties: I provide a high level of client service and objective advice. Residential Mortgage loans including Conventional, FHA, VA, Rural Development, Jumbo loans, Combo loans to avoid Jumbo pricing using second mortgages. I assist my clients with purchase loans including for first time home buyers and refinances.
I am licensed in: GA, AL
He answered any questions I had quickly and kindly
David Y.
Verified Customer
October 6, 2026
Was responsive and answered all my questions pleasure to do business with
Todd S.
Verified Customer
September 28, 2026
Stephn and his team were always available to answer any questions. Even after normal business hours I would call thinking I would have e to leave a message and he would take my cal or call me right back.
Frederick Y.
Verified Customer
September 1, 2026
Communication, knowledge, and honesty.
Nicholas S.
Verified Customer
August 16, 2026
Super quick response time and very helpful
Stephen J.
Verified Customer
July 29, 2026
Very great to work with! Huge help!
Jeremy M.
Verified Customer
July 27, 2026
Stephen was professional, responsive, and kept me informed throughout the entire closing process. He was always available to answer my questions and worked hard to help everything move forward. I truly appreciate his dedication and would highly recommend him to anyone looking for a knowledgeable …and reliable mortgage lender.
Thiago M.
Verified Customer
July 21, 2026
Wonderful experience closing with Stephen Gowen & Team Acopia! We had a very quick timeframe to close and everything went just as planned. No surprises. Stephen was very quick to respond to all our questions (even the silly ones). We are very grateful to him and his team for the wonderful support …during our home purchase process.
Robyn O.
Verified Customer
July 10, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
