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Joe

Joe Phalen

Regional Manager, VP

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NMLS ID# 282173

Contact

Downers Grove, IL

Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Joe

At Lower, our team excels in delivering sales and operational solutions that power sales growth and scalability for Loan Originators. As a seasoned Sales professional with a focus on scale and growth, weve enabled numerous mortgage professionals to double and triple their annual production. Concurrently, as Managing Partner at Gregory Boxing, our innovative non-contact boxing curriculum bolsters leadership and decision-making skills. This unique combination of sales acumen and athletic discipline underpins a holistic approach to professional development, fostering excellence across industries.

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

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