Ashley Higdon
VP of Lending
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NMLS ID# 168604
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Ashley
Ashley Higdon is a dedicated VP of Lending at The Ashley Higdon Team Powered by Lower Mortgage, assisting clients throughout Kentucky, with their home financing needs. With over 23 years expertise in the mortgage industry, Ashley guides individuals and families through the loan process, ensuring they find the best solutions for their unique situations. Clients can rely on Ashleys commitment to providing personalized service and achieving their homeownership goals by providing conventional, FHA, VA and Rural Housing financing options.
I am licensed in: KY
Ashley was always responsvie and was knowledgeable!
Piper L.
Verified Customer
October 7, 2026
Quick easy process
Justin C.
Verified Customer
October 4, 2026
Ashley Higdon & Ashley Goodman were both very responsive to all of my questions and kept the process fast and easy!
Morgan L.
Verified Customer
October 2, 2026
Ashley's whole team are open to help you, to the best of their capibilities w/ open arms!
Danielle T.
Verified Customer
October 1, 2026
Ashley was very polite and answered any questions we had and walked us through everything
Morgan T.
Verified Customer
October 1, 2026
Ashel and her team are the best!!!!!! You will not find a better team to purchase a home threw!!!!!! we love u Ashley thank you and you team for everything!!!
Sarah U.
Verified Customer
September 30, 2026
Ashley and her team are amazing!! very helpful will and would refer others 100%. 😇 🙂
James G.
Verified Customer
September 30, 2026
Fast communication, explains everything to where you can understand, and makes you feel like you've been friends for years. Very friendly staff and a pleasant experience. I would recommend Ashley and her team to as many people as I can!
Mckena W.
Verified Customer
September 22, 2026
Everyone I spoke to and throughout the entire process was great to deal with, very knowledgable, and very friendly. Ashley was available at all times, communicated frequently, and answered all of my questions. She offered several suggestions for myself and the sellers, and advised us on how to access money in savings when we would not have been able to transfer it in time to close otherwise.
William N.
Verified Customer
September 21, 2026
Easy clear directions
Megan N.
Verified Customer
September 21, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
