Jeff Marsack
Regional Manager
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NMLS ID# 136883
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Jeff
With over 30 years of experience in the mortgage industry, Jeff Marsack is a trusted advisor helping clients navigate one of the most important financial decisions of their lives. As the Michigan Regional Manager for Lower Mortgage and an active, hands-on Loan Officer, Jeff combines deep industry knowledge with cutting-edge technology to deliver a smarter, more streamlined home financing experience. Jeff proudly serves clients across Michigan, Florida, and nationwide (Access to lending in 47 states), with a strong focus on the Metro Detroit area, Macomb County, Oakland County, Wayne County, and throughout Southwest Florida and the broader Sunshine State. His expertise spans a full range of loan programs, including: Conventional, FHA, and VA loans, Jumbo financing, Non-QM solutions (bank statement, DSCR for investors), Refinance strategies and Reverse mortgages, including purchase and line-of-credit options. Jeff is especially known for his ability to simplify complex scenarios, provide clear, honest guidance, and structure financing solutions that align with his clients’ long-term goals—not just the transaction in front of them. Now partnered with Lower Mortgage, Jeff brings his clients the advantage of a national, tech-forward platform, giving him the ability to lend in 47 states while maintaining the personal, relationship-driven service he’s built his reputation on for decades. Whether you’re purchasing your first home, investing in real estate, relocating, or exploring retirement strategies through a reverse mortgage, Jeff and the Marsack Mortgage Team are committed to making the process smooth, transparent, and stress-free.
I am licensed in: FL, MI
When giving the details of what my payments would be based off of how much I put down, the numbers didn't coincide with what they eventually became. This was due to not including the fact that the new build's taxes would have tripled.
Eric E.
Verified Customer
September 29, 2026
The communication was excellent. The response and turnaround of documents was was fast and professional. Your loan portal is very efficient and very user friendly. I would highly recommend Jeff and his team!
Nancy H.
Verified Customer
September 24, 2026
It wa great
William P.
Verified Customer
September 21, 2026
Great communication and transparency. Competitive rate
Hannah D.
Verified Customer
September 15, 2026
Nick M.
Verified Customer
September 15, 2026
The communication between Jeff and his team was great!
Nicholas M.
Verified Customer
September 15, 2026
Jeff was amazing and so very helpful throughout the process.
Brooke T.
Verified Customer
September 6, 2026
He just made the whole experience very easy, and was quick to answer any questions we had!
Jamie S.
Verified Customer
August 31, 2026
ever answer our questions quickly
Edward B.
Verified Customer
August 27, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.