Jeff Marsack
Regional Manager
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NMLS ID# 136883
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Jeff
With over 30 years of experience in the mortgage industry, Jeff Marsack is a trusted advisor helping clients navigate one of the most important financial decisions of their lives. As the Michigan Regional Manager for Lower Mortgage and an active, hands-on Loan Officer, Jeff combines deep industry knowledge with cutting-edge technology to deliver a smarter, more streamlined home financing experience. Jeff proudly serves clients across Michigan, Florida, and nationwide (Access to lending in 47 states), with a strong focus on the Metro Detroit area, Macomb County, Oakland County, Wayne County, and throughout Southwest Florida and the broader Sunshine State. His expertise spans a full range of loan programs, including: Conventional, FHA, and VA loans, Jumbo financing, Non-QM solutions (bank statement, DSCR for investors), Refinance strategies and Reverse mortgages, including purchase and line-of-credit options. Jeff is especially known for his ability to simplify complex scenarios, provide clear, honest guidance, and structure financing solutions that align with his clients’ long-term goals—not just the transaction in front of them. Now partnered with Lower Mortgage, Jeff brings his clients the advantage of a national, tech-forward platform, giving him the ability to lend in 47 states while maintaining the personal, relationship-driven service he’s built his reputation on for decades. Whether you’re purchasing your first home, investing in real estate, relocating, or exploring retirement strategies through a reverse mortgage, Jeff and the Marsack Mortgage Team are committed to making the process smooth, transparent, and stress-free.
I am licensed in: FL, MI
Very organized, great communication, explained thoroughly steps along the way, responded quickly. Fantastic experience
Tina B.
Verified Customer
August 18, 2026
Jeff over at Lower Mortgage came through for me again and helped me finance a home in a very tight market. Thanks again!
Eric L.
Verified Customer
August 14, 2026
Jeff and his team made things very easy for myself who was a first time home buyer and never been through this before. They were quick to answer any questions i had and very understanding and accommodating if i needed time to get a document or something else. Overall a very good experience and would highly recommend him to a friend.
Robert C.
Verified Customer
July 7, 2026
Jeff made the process quick and easy. We love Jeff!
Andrew B.
Verified Customer
June 30, 2026
Always available and had answers to any and all questions we had. Made it easy for us and made us feel like we were the only ones.
Wendy P.
Verified Customer
June 14, 2026
Everything about the transaction was smooth and jeff Jeff was there for any issues.
Jordan Z.
Verified Customer
June 11, 2026
Jeff was cordial and effectively communicated with and kept us informed of each part of the process. Our expectations were well managed. Jeff is amazing!
Dennis P.
Verified Customer
June 7, 2026
Lon H.
Verified Customer
May 31, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.