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Anders

Anders Johncke

Area Manager

|

NMLS ID# 292986

Contact

Hannibal, MO

Mobile: (561) 818-1331
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Anders

With more than 20 years of experience in the mortgage industry, Anders Johncke has built his business around one simple philosophy: mortgages are about people, not transactions. Whether you are buying your first home, moving up, investing in real estate, refinancing, or looking for a more creative lending solution, Anders takes the time to understand the entire picture and find the financing strategy that makes the most sense. Based in Palm Beach County, Florida, Anders works with homebuyers, homeowners, real estate professionals, builders, financial advisors, and investors throughout South Florida and across the state. His primary markets include Palm Beach County, Martin County, Broward County, Miami-Dade County, St. Lucie County, the Treasure Coast, and surrounding communities, while serving borrowers throughout Florida. Over the course of his career, Anders has developed expertise across a wide range of mortgage products, including conventional, FHA, VA, jumbo, first-time homebuyer programs, investment property financing, DSCR loans, bank-statement and other non-QM programs, self-employed borrower solutions, asset-depletion programs, construction financing, second homes, cash-out refinances, and other specialty lending options. One of Anders greatest strengths is helping borrowers who may not fit neatly into a traditional lending box. Self-employed? Own multiple properties? Have complicated income or assets? Purchasing an investment property? Anders believes the answer should never simply be, You dont qualify. His job is to understand the situation, explain the options clearly, and find the best path forward whenever one exists. Just as important, Anders believes communication matters. His clients and referral partners know they can pick up the phone and reach him, ask questions, get straightforward answers, and know exactly where things stand throughout the loan process. If youre buying, refinancing, investing, or simply want a second opinion on your mortgage options, give Anders a call or start an application today. Sometimes the difference between no and yes is simply knowing which questions to ask.

I am licensed in: CT, FL, NC, GA

Learn About Lower Reverse Mortgages

If you're age 55 or older, your home equity can be a powerful financial tool. Whether you're looking to buy a home, refinance your current mortgage, or access additional equity, Lower offers a range of reverse mortgage solutions designed to help you achieve your retirement goals.

No Monthly Payment

With eligible reverse mortgage products, you can eliminate your required monthly principal and interest payment.

Flexible Ways to Receive Funds

Depending on the solution you choose, you may receive funds as a lump sum, monthly payments, a line of credit, or a combination of options.

Access Equity When You Need It

A standby line of credit you only tap into if and when you need it.

Purchase, Refinance, or Access Equity

Use a reverse mortgage to buy your next home, refinance your current mortgage, or open a standby line of credit against your equity.

Learn More

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.


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