Kristen Clarke
Sales Manager
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NMLS ID# 241186
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Kristen
Kristen Clarke is a Sales Manager based in Mount Laurel, New Jersey, with extensive experience in the mortgage industry since February 1999. She brings decades of leadership and industry knowledge to supporting loan officers, partners, and clients through a wide range of lending scenarios. Kristen focuses on guiding teams toward delivering a smooth, efficient mortgage process while maintaining a high standard of service and communication. Her long-standing experience in the industry allows her to provide strategic insight, problem-solving support, and mentorship to ensure successful outcomes from application through closing.
I am licensed in: CO, FL, NJ, PA, SC, DE
Kristin made it great!!!
Natalie C.
Verified Customer
August 5, 2026
As a first time homebuyer this was such a learning experience. Kristen helped so much with the entire process and any questions I faced along the way. It was such a pleasure to work with Kristen!
Kenneth M.
Verified Customer
August 2, 2026
I cant thank enough Kristen Clarke and her team for guiding me to every step from pre approval , last minute transactions and processing to closing.Your professionalism and attention to detail made the entire homeownership journey smoother than expected. Im truly greatful for the time and effort you spent ensuring everything went right. You made the "impossible " possible . Your dedication helped turn our american dream home a reality. Highly recommended Lower,LLC for the first time homebuyers who wants a stress free journey
Maria P.
Verified Customer
July 17, 2026
This mortgage company is phenomenal! They guided us through our first house purchase ensuring we had all necessary knowledge. We are so grateful for their expertise, professionalism and attention to detail. They made our american dream home a reality.
Maria N.
Verified Customer
July 16, 2026
Numbers confuse me and all the terminology can be overwhelming but Kristen helped break it down so i could understand.
Madison V.
Verified Customer
June 22, 2026
Kristen communicates so well, she's great. Excellent to work with
Maddyson T.
Verified Customer
June 20, 2026
, quick to answer, always great communication and rates.
Dylan B.
Verified Customer
June 7, 2026
Kristen made the experience of buying a house so much more enjoyable . She is very professional but also knew how to make it fun! It felt Like dealing with a friend . Kristen is super knowledgeable and answered all of our questions. she was also so quick to respond to all of our concerns. I would recommend Kristens services for handling any one of my family and friends mortgages in the future. She is top tier !
Lauren P.
Verified Customer
May 5, 2026
Kristen is awesome! She helped us so much through the home buying process and always made herself available to answer all of questions. She truly is the best and made the whole thing so much less stressful. She is simply the best!
Gerald D.
Verified Customer
May 4, 2026
Any question I had Kristen was quick to answer with an educated answer that really helped me out.
Jacob B.
Verified Customer
May 1, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.