Kristen Clarke
Sales Manager
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NMLS ID# 241186
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Kristen
Kristen Clarke is a Sales Manager based in Mount Laurel, New Jersey, with extensive experience in the mortgage industry since February 1999. She brings decades of leadership and industry knowledge to supporting loan officers, partners, and clients through a wide range of lending scenarios. Kristen focuses on guiding teams toward delivering a smooth, efficient mortgage process while maintaining a high standard of service and communication. Her long-standing experience in the industry allows her to provide strategic insight, problem-solving support, and mentorship to ensure successful outcomes from application through closing.
I am licensed in: CO, FL, NJ, PA, SC, DE
Kristen is always very helpful , kind, diligent, informative, and knowledgeable. We greatly appreciate her help! She is a true asset to your company.
Pete P.
Verified Customer
August 19, 2026
Absolutely. Here’s a polished version that keeps the warmth and enthusiasm of what you experienced while still sounding credible as a professional review: Working with my broker was truly an exceptional experience. From beginning to end, she was absolutely dynamite. She guided me through every step of the home-buying and financing process, patiently answered my many questions, and made herself available even during off-hours and on weekends. More importantly, she didn't just tell me what was happening—she educated me along the way, which helped me feel informed and confident in the decisions I was making. Throughout the entire process, I genuinely felt that she was advocating for me and working to ensure I received the best deal and outcome possible. Her responsiveness, professionalism, knowledge, and commitment went well beyond my expectations. Purchasing a home can be an overwhelming experience, but with her assistance, it became one of the easiest and most pleasant major transactions I've ever experienced. She is truly a gem in her field, and I would recommend her without hesitation to anyone looking for a knowledgeable, dedicated, and genuinely client-focused mortgage professional. Five stars aren't enough!
Benjamin C.
Verified Customer
August 16, 2026
I couldn't of asked for a better person to do all this for us always available ready to help whenever and be nicest person ever thank you the best
Anthony J.
Verified Customer
August 14, 2026
Kristen and her colleagues made the first time home buying experience as easy as possible. They worked tirelessly to ensure we had the most up to date information available to ensure the best rates and made the smartest financial decisions both for now and our future. They truly made the home buying process easy, and we wouldn’t be in our home without them!
Connor N.
Verified Customer
August 14, 2026
buying for the first time, we had a ton of questions, Kristen was available constantly, answering our questions fully and ensuring we were getting the best deal possible. She was professional, friendly, encouraging. It was an absolute pleasure working with her!
Connor M.
Verified Customer
August 13, 2026
Great communication and response time. Helped me alot a lot with understanding the finance of my first home purchase.
Michael F.
Verified Customer
August 11, 2026
Kristen was such a huge help with helping us prepare to purchase our first home. I highly recommend her !
Jamie V.
Verified Customer
August 7, 2026
Kristin made it great!!!
Natalie C.
Verified Customer
August 5, 2026
As a first time homebuyer this was such a learning experience. Kristen helped so much with the entire process and any questions I faced along the way. It was such a pleasure to work with Kristen!
Kenneth M.
Verified Customer
August 2, 2026
I cant thank enough Kristen Clarke and her team for guiding me to every step from pre approval , last minute transactions and processing to closing.Your professionalism and attention to detail made the entire homeownership journey smoother than expected. Im truly greatful for the time and effort you spent ensuring everything went right. You made the "impossible " possible . Your dedication helped turn our american dream home a reality. Highly recommended Lower,LLC for the first time homebuyers who wants a stress free journey
Maria P.
Verified Customer
July 17, 2026
How much house
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Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.