Lower Branch at North Spence Avenue
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About North Spence Avenue
We build legacies. Serving our community and helping our friends and neighbors thrive is our number one objective. It is why we are passionate about creating a legendary lending experience for you and your family. Whether you want to build your dream home, purchase an existing property, or discuss refinancing strategies, we have the expertise to set you up for future financial success. We proudly serve the entire state and can connect you with local Real Estate professionals in any market. Our dedicated team of Residential Mortgage Loan Originators have a professional commitment to be your long-term partner in managing your financial goals. We will show you how implementing the right mortgage strategy today will help you achieve your long-term goals tomorrow. Your legacy matters!
Meet the Team
What North Spence Avenue Customers Are Saying
Blake was very good with explaining things and very knowledgeable
Blake was fast and efficient. He was always so fast to answer back and put my mind at ease. walked us thr every step didn't matter the time or day!!! I would recommend him To anyone! Thankful for everything he did to help us'
Nicole B.
Smithfield, NC
Verified Customer
July 17, 2026
Loan officer: Blake Herring · Goldsboro, NC
I was able to communicate with Blake anytime and get a quick response. His entire team worked har for me. I appreciate them.
Great interaction with the
very helpful and answered any questions we had.
Blake was very responsive, informative and patient. He made purchasing our home a breeze.
We had a very smooth process and were able to close very quickly on our house!
I found Blake to be very kind and informative. He answered all my questions in a timely manner as well as the others I worked with through Lower Mortgage
👍👍👍👍👍👍👍👍👍👍
Excellent communication and customer service. Was very patient with my many technical difficulties