Lilly Horne
Loan Officer
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NMLS ID# 1129466
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Lilly
Buying a home is one of the biggest financial decisions you’ll ever make—and you deserve a loan officer who treats it that way. As a loan officer serving Goldsboro, NC, I work closely with my clients to understand their goals, explain their options clearly, and build a mortgage strategy that fits their unique situation. From pre-approval to closing day, I’m committed to making the process smooth, timely, and stress-free. Whether you’re purchasing your first home, upgrading, refinancing, or investing, I’m here to guide you every step of the way.
From start to finish, she made sure I understood every step of the process, which gave me a lot of confidence and peace of mind. She was incredibly responsive and answered all of my questions right away, never leaving me unsure or waiting for clarification. Her communication was clear, professional, and consistent throughout. It is rare to come across someone so attentive and thorough, and it truly made the entire experience smooth and stress-free. I would absolutely recommend her to anyone looking for outstanding support.
Evan S.
Verified Customer
June 24, 2026
Fast, easy and knowledgeable !
Kacie W.
Verified Customer
April 29, 2026
When building a house 4 states away we thought it would be problematic but Lilly and her team made the process seamless. They walked us through everything and were very knowledgeable when we had questions. Thanks yall
Timothy J.
Verified Customer
April 28, 2026
Lilly is an amazing person with your best interests always at heart. She has a weath of knowledge to direct you down the best possible path to your dream home. For us specifically she navigated employeement eligibilty due to my wifes contract nursing jobs, low down payment desires by us, and not paying pmi. She was able to accomplish all these things with an ease only someone that is an expert in their field could do. Thank you for everything
Fentress J.
Verified Customer
April 25, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
