Earnest M Haynes Jr
Loan Officer
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NMLS ID# 1281841
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Earnest M
Mortgage lender with 8+ years in the industry. From first-time buyers to experienced investors, I meet you where you are and guide you every step of the way. I believe in honest advice, strong communication, and truly caring about my clients’ goals.
I am licensed in: GA, NC, SC, TX
The communication was great and the break down of the funds, taxes and rates where broken down and was easy to understand
Christopher W.
Verified Customer
October 1, 2026
Earnest was absolutely wonderful throughout the entire process. He was always upbeat and positive. He was very patient. He made the entire process as seemless as possible. I highly recommend that you use him whenever the need arises.
Linda M.
Verified Customer
October 1, 2026
Very honest, communitive, and educated on the process.
Vamiche M.
Verified Customer
August 26, 2026
The consistency of communication, and attitude.
Tatianna T.
Verified Customer
August 25, 2026
Earnest was amazing
Amanda H.
Verified Customer
August 25, 2026
Best loan officer I've ever referred my clients to and will every single time. Smooth from beginning to end and speaking as a Realtor, that very rarely happens in ANY deal. 💪🏾
Aleisha G.
Verified Customer
August 19, 2026
Earnest was great at communicating every step of the way. He established great repor with my clients as well. Earnest has been a pleasure to work with.
Denise C.
Verified Customer
August 16, 2026
Earnest Is very knowledgeable and patient He makes sure the agent and buyers are included in all communications and always knows what is next before moving to the next stage
Terri Y.
Verified Customer
August 16, 2026
A from start to finish loan officer. Earnest understand the clients and make sure they understand the process
Fittonia G.
Verified Customer
August 15, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.