Earnest M Haynes Jr
Loan Officer
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NMLS ID# 1281841
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Earnest M
Mortgage lender with 8+ years in the industry. From first-time buyers to experienced investors, I meet you where you are and guide you every step of the way. I believe in honest advice, strong communication, and truly caring about my clients’ goals.
I am licensed in: GA, NC, SC, TX
Earnest was thorough, accessible, and responsive.
Yvonne A.
Verified Customer
July 16, 2026
It was a great experience
Stafford H.
Verified Customer
July 13, 2026
Ernest was very helpful and explained every step of the way with getting a loan. He was very patient and kind. Ernest made this process very smooth. I loved that he was very attentive and always answered any questions i had. I would highly recommend anyone to Ernest.
Aerial S.
Verified Customer
July 1, 2026
Everything that was done during my tranaction of purchasing a home was done so well, very informative, kept me up to date of everything going, pertaing to dates of certain paperwork needed to complete the process at hand. I would rfecommend Ernest Haynes to anyone and everyone. Without him, I really dont think the would have been such a breeze. I am so thankful for his outstanding work in helping me from the beginning until the end of my purchase transaction. Yes, My experience was GREAT because of Ernest Haynes. Thank you.
Cynthia G.
Verified Customer
June 26, 2026
communiation was on point
Melanie M.
Verified Customer
June 22, 2026
Customer service was everything. Ernest Haynes as his team was outstanding with keeping me informed with pertinent details. My best interest was his number priority. He is very knowledgeable in his line of interest. I will recommend family and friends to his company with the highest praise!
Audry W.
Verified Customer
June 16, 2026
Earnest and his team were great to work with. He walked me through the process step by step and was always available anytime I had any questions. I would definitely recommend him to others.
Vashonda W.
Verified Customer
June 13, 2026
Earnest is the absolute GOAT. bar none. Clock it. Legally change his name to Himothy.
Stephen D.
Verified Customer
May 13, 2026
Earnest was very helpful and knowledgeable.
Jeffery I.
Verified Customer
April 12, 2026
Fast and efficient
Bonai R.
Verified Customer
April 9, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.