Jack Tomlinson
Senior Loan Officer
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NMLS ID# 2727244
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Jack
I’m a mortgage loan officer based in Columbus, Ohio, dedicated to helping individuals and families navigate the path to homeownership with clarity and confidence. With a strong foundation in residential lending and a client-focused approach, I guide borrowers through every step of the mortgage process, from application to closing, ensuring a smooth and well-informed experience. I work with a wide range of clients, including first-time homebuyers, homeowners exploring refinance options, and real estate investors. By taking the time to understand each client’s financial goals, I’m able to recommend loan options that align with their needs and long-term plans. My approach is built on clear communication, responsiveness, and a thorough understanding of today’s lending landscape. I’m proud to serve clients in Columbus and across multiple states, providing consistent support and reliable guidance throughout the home financing process.
Jack was recommend to my husband and myself by our realtor. We were not disappointed on how dedicated Jack was during the entire process. Especially as first time home buyers! Being lost on understanding what documents were needed was not easy, but thankfully Jack was always a text/call away for all the help we needed. And he always updated us when we were a step closer of our final loan approval or for anything else. We definitely recommend Jack as your loan advisor because he demonstrates the dedication he has to make a home purchase, whether it's your first time or not. We will definitely get in contact with Jack again once we are ready for our next home purchase!
Lesly M.
Verified Customer
September 2, 2026
⭐⭐⭐⭐⭐This is the second investment property I’ve purchased with Jack, and once again he was fantastic to work with. The seller had a preferred lender, so naturally I gave them the opportunity to show me what they could offer. But as I worked through the process with them, the difference became night and day. While they struggled to keep things moving, Jack was responsive, organized, and professional from the moment I reached out.Jack stepped in, quickly got everything on track, and made what could have been a frustrating process much easier. He communicates clearly, stays on top of the details, and most importantly, follows through. Having now worked with him on two investment property purchases, I have a lot of confidence in his ability to get a deal to the finish line, even on a tight timeline!There’s a reason I came back to Jack and Lower Mortgage for my second purchase, and I’ll absolutely be calling him again for the next one. Highly recommend!
Mccromwell2652 N.
Verified Customer
August 26, 2026
Jack Tomlinson made the entire mortgage process smooth, efficient, and stress-free. We were working on an expedited timeline, and he delivered every step of the way. His communication was outstanding—he responded quickly, kept us informed throughout the process, and was always available to answer questions, even during some unconventional hours.He consistently looked out for our best interests and made sure we understood every option available.What really set Jack apart was his commitment to customer service. He had no problem going the extra mile to ensure our loan closed on time, and he even attended our closing, which demonstrated his dedication and professionalism.If you’re looking for a lender who is knowledgeable, responsive, and genuinely invested in making the home-buying process as quick and painless as possible, I highly recommend Jack Tomlinson and Lower Mortgage.
Ced N.
Verified Customer
July 12, 2026
I highly recommend Jack! He made the mortgage process seamless and successfully got me a lower rate. Thank you for the incredible service, always checking in, and quickly responding to all my questions.
Liz N.
Verified Customer
July 6, 2026
Jack did an excellent job delivering on our expedited timeline. He communicated in a timely manner and was always easy to reach when we had questions or needed to inquire about timelines. We sometimes had to communicate at some crazy hours, and he was always available. The fees were reasonable, and he even recommended a rate buydown to help our mortgage payment out down the line.
Jmarxster N.
Verified Customer
April 24, 2026
I recommend Jack and Lower Mortgage to anyone who likes things quick and painless. Jack was very accommodating and had no problem going the extra mile to close my loan.
Sarah R.
Verified Customer
February 22, 2026
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Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.