Joanie Neal
Branch Manager
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NMLS ID# 379483
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Joanie
Joanie Neal is a trusted mortgage loan officer licensed in Tennessee, Kentucky, and Alabama, helping homebuyers and homeowners secure the right financing solutions for their needs. She specializes in mortgage lending in Franklin, KY and Gallatin, TN. With over 25 years in the mortgage industry, Joanie is known for guiding clients through the home loan process with clarity, strong communication, and a service-first approach. She specializes in helping homebuyers and homeowners explore the best financing options available, while making the process as smooth and stress-free as possible. Joanie is passionate about education, community involvement, and helping clients achieve the joy of homeownership with dependable support.
I am licensed in: TN, KY, AL
She made the process as easy as possible! She worked with us to make sure we got what we needed! Her and her daughter were wonderful to work with.
Erica S.
Verified Customer
July 24, 2026
NA everything was great
Courtney S.
Verified Customer
July 23, 2026
Very nice and friendly
Paul C.
Verified Customer
July 3, 2026
All was well
Anthony A.
Verified Customer
June 25, 2026
Joanie's constant contact and communication made the purchase of our new home easy.
Travis C.
Verified Customer
June 16, 2026
Amazing communication. Made me feel like family!
Peyton R.
Verified Customer
June 9, 2026
Joanie is amazing and helped me a lot with everything
Jesse T.
Verified Customer
June 8, 2026
Joanie was extremely helpful, and knowledgeable theoughout the entire home buying process. She helped us prepare, went over our options, and answered any questions we had. Once we found our home, she made sure everyrhing was taken care of, and made the whole process go so smooth and efficiently. We Couldn't have asked for a better experiexperience!
Garrett W.
Verified Customer
June 2, 2026
Joanie did a great job getting me approved for my hous!
Charles H.
Verified Customer
June 1, 2026
Joanie and her partners were caring, attentive and flexible with my change of home offers. Joanie was quick to respond with updates and needed steps to complete my home purchase.
Larry J.
Verified Customer
May 30, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
