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Joanie

Joanie Neal

Branch Manager

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NMLS ID# 379483

Contact
Mobile: (615) 210-1242
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Joanie

Joanie Neal is a trusted mortgage loan officer licensed in Tennessee, Kentucky, and Alabama, helping homebuyers and homeowners secure the right financing solutions for their needs. She specializes in mortgage lending in Franklin, KY and Gallatin, TN. With over 25 years in the mortgage industry, Joanie is known for guiding clients through the home loan process with clarity, strong communication, and a service-first approach. She specializes in helping homebuyers and homeowners explore the best financing options available, while making the process as smooth and stress-free as possible. Joanie is passionate about education, community involvement, and helping clients achieve the joy of homeownership with dependable support.

I am licensed in: TN, KY, AL

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.


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