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Joanie Neal - Branch Manager | Lower Mortgage
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Joanie

Joanie Neal

Branch Manager

|

NMLS ID# 379483

Contact

Portland, TN

About Joanie

Joanie Neal is an experienced mortgage professional Licensed in TN/KY/AL. With over 25 years in the mortgage industry, Joanie is known for guiding clients through the home loan process with clarity, strong communication, and a service-first approach. She specializes in helping homebuyers and homeowners explore the best financing options available, while making the process as smooth and stress-free as possible. Joanie is passionate about education, community involvement, and helping clients achieve the joy of homeownership with dependable support.

I am licensed in: TN, KY, AL

What Others are Saying

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As a Realtor of 13 plus years I can safely say that Joanie was one of the best to work with so far! I would recommend Joanie to anyone, including FAMILY! - Allan W.

Joanie and her team are phenomenal! Not only are they so kind; they are so knowledgeable and helpful throughout the process. I wouldnt go anywhere else! - Tina A.

Joanie has GOT to be one of the best. She is so knowledgeable, every question I had, she had a detailed answer that I was able to understand. She's an amazing person, with an amazing gift. Definitely knows her stuff and will be coming to her in the future for anything we may need. - Matthew H.

Find Your Ideal Payment

Mortgage Calculator

Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
Select Your Loan Term:
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.