Stacey Smith
Branch Manager
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NMLS ID# 188887
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Stacey
The mortgage process doesn’t have to be overwhelming—I’m committed to simplifying it and ensuring you feel confident every step of the way. With access to industry-leading tools and resources, I’ll work hard to find the right solution for your situation and help turn your dreams into reality.
I am licensed in: CA, CO, FL, LA, TX
Learn About Lower Reverse Mortgages
If you're age 55 or older, your home equity can be a powerful financial tool. Whether you're looking to buy a home, refinance your current mortgage, or access additional equity, Lower offers a range of reverse mortgage solutions designed to help you achieve your retirement goals.
No Monthly Payment
With eligible reverse mortgage products, you can eliminate your required monthly principal and interest payment.
Flexible Ways to Receive Funds
Depending on the solution you choose, you may receive funds as a lump sum, monthly payments, a line of credit, or a combination of options.
Access Equity When You Need It
A standby line of credit you only tap into if and when you need it.
Purchase, Refinance, or Access Equity
Use a reverse mortgage to buy your next home, refinance your current mortgage, or open a standby line of credit against your equity.
Stacy was very communicative and went above and beyond to ensure our needs were met.
Nicole I.
Verified Customer
October 2, 2026
Stacey and her crew are amazing! I camt Say enough good things about her and her professionalism. Thank you, StaDey!
Joseph J.
Verified Customer
September 29, 2026
Great communication and service! Everything promised was delivered and was on time! Best loan officer I have worked with in years!
Marci D.
Verified Customer
September 11, 2026
Stacey was wonderful and made the process very easy
Benny B.
Verified Customer
September 1, 2026
Stacey was an absolute pleasure to work with in terms of her incredibly prompt responsiveness (I have not ever dealt with anyone as prompt as this before), her level of communication throughout the process is superior and overall she is "stand-out" - highly recommend !!
Anna S.
Verified Customer
August 19, 2026
Stacey is amazing!! I have worked with her on multiple closings. She is incredibly knowledgeable, offers excellent communication throughout the process, and goes above and beyond every single time. I will continue to refer her to my clients because I …trust her and appreciate knowing she is going to take the absolute best care of them and work toward their best interest.
Sherri B.
Verified Customer
August 19, 2026
Stacey is a pleasure to work with. She kept me up to date and on track for my refiannce.
Joe C.
Verified Customer
August 5, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
