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Nikkie Bickham - VP of Lending | Lower Mortgage
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Nikkie

Nikkie Bickham

VP of Lending

|

NMLS ID# 755411

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Hughes Springs, TX

About Nikkie

Nikkie Bickham began her mortgage career in 2003 and brings over two decades of experience across operations, sales, retail, wholesale, and builder joint ventures. Raised in Northeast Texas and educated at Southern Methodist University, she serves buyers across rural, suburban, and urban markets with a strategy-first approach to financing. She is YOUR local residential mortgage lender! Nikkie specializes in VA, FHA, USDA, Conventional, Down Payment Assistance, Jumbo, DSCR and other investor special loan products, as well as solutions for self-employed buyers with non-traditional income. She is known for matching each client with the right loan based on goals, income structure, and long-term plans—not just rates, even though she is always searching for the best possible deal for her clients! Licensed in: Arizona, Arkansas, California, Colorado, Florida, Georgia, Louisiana, Tennessee, Texas Clients value her clarity, advocacy, and personalized guidance that make a complex process feel confident and straightforward from start to finish.

I am licensed in: GA, TX, AZ, CO, TN, AR, LA, CA, FL

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Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
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*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.